Bihar Gramin Bank Goha IFSC Code

The Bihar Gramin Bank branch located in Goha, Samastipur, Bihar, plays an important role for the local community. When you need to send or receive money electronically, especially for financial transactions like NEFT, RTGS, or IMPS, knowing the correct Indian Financial System Code (IFSC) is essential. This unique code acts like a digital address, ensuring your funds reach the exact bank and branch you intend.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Goha
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3990
Branch Address	Goha, Samastipur, 848205, 9523097256
Contact Number	9523097256
City	Samastipur
District	Samastipur
Reason	SAMASTIPUR
Pincode	848205
State	Bihar

Merger Update

Bihar Gramin Bank is a Regional Rural Bank (RRB). Historically, there were two separate rural banks in Bihar: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These banks have since merged and now operate under the single identity of Bihar Gramin Bank.

Due to this merger, and its sponsorship by Punjab National Bank (PNB), all branches of Bihar Gramin Bank, including the Goha branch, now use a unified series of IFSC codes. These codes start with “PUNB0”. The specific IFSC code for the Goha branch is PUNB0MBGB06.

It is very important to note that any old IFSC codes previously associated with Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) are no longer valid for transactions. For any online fund transfers to Bihar Gramin Bank, Goha, you must use the new code, PUNB0MBGB06.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is a unique 11-character alphanumeric code. The Reserve Bank of India (RBI) assigns these codes to identify each bank branch participating in online money transfers.

The 11 characters of an IFSC code are structured in a specific way:

• The first four characters represent the bank’s name. For Bihar Gramin Bank, the sponsor bank is Punjab National Bank, so the code begins with PUNB.
• The fifth character is always a ‘0’ (zero). This is kept as a control character for future use.
• The last six characters identify the specific bank branch. For the Goha branch, these are MBGB06.

So, for Bihar Gramin Bank Goha branch, the full IFSC code is PUNB0MBGB06. This code ensures that money sent through NEFT, RTGS, or IMPS reaches the correct branch without issues.

How to Use IFSC Code

Using the IFSC code is simple when you are making an online fund transfer. You will need this code along with the recipient’s bank account number and name. Here are the general steps:

1. Log in to your internet banking portal or mobile banking application.
2. Navigate to the ‘Fund Transfer’ section. You might see options like ‘NEFT’, ‘RTGS’, or ‘IMPS’.
3. If you are sending money to a new recipient, you will first need to ‘Add Beneficiary’ or ‘Add Payee’.
4. Enter the required beneficiary details:
   • Beneficiary’s Name
   • Beneficiary’s Account Number
   • Confirm Beneficiary’s Account Number
   • Account Type (Savings or Current)
   • The specific IFSC Code: PUNB0MBGB06 for Goha branch.
5. After entering the IFSC code, the system usually verifies and displays the bank and branch name (Bihar Gramin Bank, Goha). Confirm these details are correct.
6. Once the beneficiary is added, select them from your list, enter the amount you wish to transfer, and complete the transaction.

Always double-check the IFSC code and account number before confirming any transaction to avoid sending money to the wrong account.

Benefits

Knowing and using the correct IFSC code offers several advantages for financial transactions:

• Accurate Transfers: It ensures that your money is transferred to the exact intended bank branch, reducing the chances of errors.
• Faster Processing: Transactions like IMPS are processed almost instantly, while NEFT and RTGS operate within specific settlement cycles, all relying on the correct IFSC for speed.
• Unique Identification: Each bank branch has a unique IFSC, making it easy to identify and route funds precisely.
• Mandatory for Online Transactions: IFSC is a compulsory requirement for initiating any online fund transfer (NEFT, RTGS, IMPS) across different banks in India.
• Enhanced Security: By ensuring funds reach the correct destination, it adds a layer of security to your financial transfers.

Contact Section

If you need to get in touch with the Bihar Gramin Bank Goha branch or the head office, here are the details:

• Branch Phone Number: 9523097256
• Branch Address: Goha, Samastipur, 848205
• Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

FAQs

What is the IFSC code for Bihar Gramin Bank Goha branch?

The IFSC code for Bihar Gramin Bank, Goha branch, is PUNB0MBGB06.

Is Bihar Gramin Bank Goha still known as Uttar Bihar Gramin Bank?

No, Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have merged to form Bihar Gramin Bank. All branches, including Goha, now operate under the new name and updated IFSC codes.

Why does the Goha branch IFSC code start with “PUNB”?

The IFSC code starts with “PUNB” because Punjab National Bank (PNB) is the sponsor bank for Bihar Gramin Bank. The first four characters of an IFSC code denote the bank name, reflecting its parent institution.

Can I still use an old UBGB IFSC code for a transfer to Goha branch?

No, you cannot. All old IFSC codes for Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) branches are revoked. You must use the new and valid IFSC code, PUNB0MBGB06, for any transactions to the Goha branch.

What details do I need to send money online to Bihar Gramin Bank Goha?

To send money online via NEFT, RTGS, or IMPS, you will need the beneficiary’s name, their bank account number, and the correct IFSC code for the Goha branch, which is PUNB0MBGB06.

Where is the Bihar Gramin Bank Goha branch located?

The Bihar Gramin Bank Goha branch is located at Goha, Samastipur, with the pincode 848205, in the state of Bihar.