Hathioundha is a branch of Bihar Gramin Bank located in Madhepura district, Bihar (PIN 847452). This branch serves local residents and businesses with deposit, withdrawal and remittance services. For electronic fund transfers — NEFT, RTGS and IMPS — the correct IFSC code is required to route payments to this specific branch. An accurate IFSC ensures timely credit to the beneficiary account and avoids failed or delayed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Hathioundha |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108117 |
| Branch Address | Hathioundha, MADHEPURA, 847452, 7909011252 |
| Contact Number | 7909011252 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 847452 |
| State | Bihar |
Merger Update
Bihar Gramin Bank branches earlier operated under different sponsored rural banks in the region, such as Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These banks have been merged under Punjab National Bank’s sponsorship. The single, current IFSC for this branch is PUNB0MBGB06 under Punjab National Bank. Old UBGB or DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 for all NEFT, RTGS and IMPS transfers to this branch.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is:
- First 4 characters: bank identifier (for example, PUNB = Punjab National Bank).
- 5th character: reserved and is always 0 (zero).
- Last 6 characters: branch identifier (alphanumeric) that points to the specific branch — for example, MBGB06 in PUNB0MBGB06.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Get beneficiary details: account number, beneficiary name, bank name, branch name and IFSC (PUNB0MBGB06 for Bihar Gramin Bank, Hathioundha).
- Open your bank app, internet banking or visit a branch. Choose the transfer type — NEFT, RTGS or IMPS — depending on speed and amount.
- Enter beneficiary account number exactly as provided. Enter the IFSC code PUNB0MBGB06 in the designated field. Most systems accept upper- or lower-case, but use upper-case to avoid confusion.
- Confirm beneficiary name shown by the system. Banks often fetch and display the beneficiary’s branch/name after you enter IFSC and account number. Verify before proceeding.
- Specify amount and purpose. Authorize the transfer with OTP or transaction password as required.
- Save the transaction receipt or UTR number. Use the UTR to track the transfer or to raise any dispute with the bank.
- If you notice an incorrect IFSC or account after initiating the transfer, contact your bank immediately with the UTR. Quick action improves chances of reversal for failed or misrouted transactions.
Benefits of Knowing the IFSC
- Correct routing: ensures funds go to the right bank branch immediately.
- Faster transactions: NEFT/RTGS/IMPS systems rely on IFSC to route messages and settle payments.
- Less chance of failure: accurate IFSC reduces rejects and manual intervention.
- Useful for online forms: required field in most net-banking and mobile app transfers.
- Essential after mergers: when banks merge, IFSCs change — knowing the current code (PUNB0MBGB06) avoids using revoked codes.
Contact
Branch Phone: 7909011252
Branch Address: Hathioundha, MADHEPURA, 847452
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll-free: 18001807777
FAQs
Q: How can I verify the IFSC for Bihar Gramin Bank Hathioundha?
A: Verify on the branch passbook, cheque leaf, bank-provided account statement or by contacting the branch at 7909011252. After the UBGB/DBGB merger, confirm that the IFSC is PUNB0MBGB06.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account number and bank system cannot route, the transaction may be rejected and funds returned. If the IFSC points to a different branch of the same bank but the account number exists, the transfer might still succeed but credit could go to an unintended branch; contact your bank immediately with the UTR for resolution.
Q: Are IFSC and MICR the same?
A: No. IFSC is used for electronic transfers and identifies bank and branch (11 characters). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing. For Hathioundha, MICR is 800811002.
Q: Did the old UBGB/DBGB IFSC codes remain valid after the merger?
A: No. Old UBGB and DBGB IFSC codes have been revoked after their merger under Punjab National Bank. Use only the new IFSC PUNB0MBGB06 for transactions to this branch.
Q: Where else can I find the IFSC on official documents?
A: IFSC is printed on cheque leaves, the bank passbook cover or inside the passbook, account opening documents and in the bank’s branch locator information. You can also call the branch number (7909011252) or the toll-free helpline (18001807777) to confirm.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.