The Bihar Gramin Bank branch at Jadopur is located in Gopalganj district, Bihar (PIN 841428). This branch serves local customers for deposits, withdrawals and fund transfers. For electronic transfers like NEFT, RTGS and IMPS, the IFSC code is essential. The IFSC routes payments between banks and identifies the exact branch for settlement. Entering the correct IFSC ensures funds reach the intended account without delay.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Jadopur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100493 |
| Branch Address | Jadopur, GOPALGANJ, 841428, 9297954553 |
| Contact Number | 9297954553 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841428 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single arrangement under Punjab National Bank. These merged operations now use the single IFSC code PUNB0MBGB06 for electronic transactions. Old UBGB and DBGB IFSC codes have been revoked. If your account or beneficiary details previously used a UBGB/DBGB IFSC, update them to PUNB0MBGB06 before initiating NEFT, RTGS or IMPS transfers. Transactions attempted with revoked IFSCs will fail or be returned.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure is fixed:
- First 4 characters — bank identifier (example: PUNB = Punjab National Bank).
- 5th character — reserved and always 0.
- Last 6 characters — branch identifier (example: MBGB06 in PUNB0MBGB06).
The IFSC routes messages through the RBI-led payment network so the funds credit the correct branch and account. It is different from the MICR code, which is used for cheque processing.
How to Use IFSC Code
- Collect beneficiary details: name, bank name, account number, and IFSC (for example, PUNB0MBGB06 for this branch).
- Log in to netbanking, mobile banking or use your bank’s payment app.
- Select transfer type: NEFT, RTGS (for high-value real-time transfers) or IMPS (instant, 24×7 for smaller amounts).
- Enter beneficiary name, account number and the IFSC code exactly as shown. Do not add spaces.
- Enter amount and purpose. Optionally save beneficiary for future use (most banks require OTP verification the first time).
- Verify details on the confirmation screen. Confirm via OTP or transaction PIN supplied by your bank.
- Check transfer status. NEFT settles in batches, RTGS is usually immediate, IMPS is instant. Keep transaction reference for records.
- If a transfer fails due to wrong IFSC, contact your bank with the transaction reference to trace or reverse the payment.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without delays.
- Required for all electronic transfers: NEFT, RTGS and IMPS.
- Helps merchants and payroll systems route payments correctly.
- Makes it easier to save verified beneficiaries for quick future transfers.
- Helps customer support trace transactions using branch identifiers.
Contact
Branch Phone No: 9297954553
Branch Address: Jadopur, GOPALGANJ, 841428
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: Is PUNB0MBGB06 valid for NEFT, RTGS and IMPS?
A: Yes. PUNB0MBGB06 is the valid IFSC to use for NEFT, RTGS and IMPS for this branch. Make sure you enter it exactly.
Q: I used an old UBGB IFSC. What happens?
A: Old UBGB IFSC codes have been revoked after the merger. Transactions using revoked IFSCs will fail or be returned. Update the beneficiary IFSC to PUNB0MBGB06 and retry.
Q: How can I verify the IFSC before transferring?
A: Verify the IFSC from a recent cheque leaf (IFSC printed), bank passbook, the branch details table above, or by calling the branch phone number. Always cross-check account number and IFSC before confirming a transfer.
Q: What is MICR and do I need it for electronic transfers?
A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing and clearing. It is not required for NEFT/RTGS/IMPS; IFSC is required for electronic transfers.
Q: If I enter a wrong IFSC but correct account number, will funds still go through?
A: Not necessarily. The payment router uses IFSC to identify the destination branch. If IFSC and account number point to different branches, the transfer may fail or be delayed. Always confirm both IFSC and account number. If a mistake occurs, contact your bank immediately with the transaction reference.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.