Bihar Gramin Bank JAHANABAD IFSC Code

The Bihar Gramin Bank branch at JAHANABAD serves customers in the Kaimur (Bhabua) area of Bihar (PIN 821108). This IFSC code is required for any electronic fund transfer to and from the account at this branch. For NEFT, RTGS and IMPS transfers you must provide the correct IFSC so the payment routes to the right bank and branch. A wrong or revoked IFSC can delay or block a transfer.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	JAHANABAD
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7359
Branch Address	JAHANABAD, Kaimur (Bhabua), 821108, 9771464359
Contact Number	9771464359
City	Kaimur (Bhabua)
District	Kaimur (Bhabua)
Reason	BHABHUA
Pincode	821108
State	Bihar

Merger Update

The regional rural banks in Bihar — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — were reorganised and their operations now use a single IFSC under Punjab National Bank. The active IFSC for this branch is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For any electronic transfer use only the new IFSC PUNB0MBGB06; transactions attempted with revoked IFSCs will fail or be returned.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code used to identify banks and branches in electronic payments.

• Characters 1–4 – Bank code (alphabetic). Example: PUNB = Punjab National Bank.
• Character 5 – Reserved and is always 0 (zero).
• Characters 6–11 – Branch identifier (alphanumeric). Example: MBGB06 identifies this specific branch routing code.

So in PUNB0MBGB06: PUNB = bank, 0 = reserved, MBGB06 = branch code.

How to Use IFSC Code for NEFT / RTGS / IMPS

• Open your bank’s online banking portal or mobile app. Choose the fund transfer option (NEFT, RTGS or IMPS).
• Select “Add Beneficiary” or “New Payee.” Enter the beneficiary name exactly as on the account and the beneficiary account number.
• Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, JAHANABAD branch. Verify the branch name shown by the app.
• Confirm and save the beneficiary. Complete any required authentication (OTP, token, UPI PIN) as prompted by your bank.
• Initiate the transfer. For RTGS choose RTGS only if the amount meets your bank’s minimum for RTGS (commonly used for higher-value payments). NEFT and IMPS are used for smaller amounts and instant transfers respectively.
• Keep the transaction reference number until the beneficiary confirms receipt. If the transfer fails, contact your bank quoting the reference number and IFSC used.

Benefits of Knowing the IFSC

• Ensures funds route directly to the correct branch and account.
• Reduces delays and failed transfers caused by incorrect branch codes.
• Required for adding beneficiaries in netbanking and mobile banking apps.
• Necessary for payroll, vendor payments and government transfers (subsidies, pensions).
• Helps verify branch identity when reconciling transaction records or invoices.

Contact

Branch phone no: 9771464359

Branch address: JAHANABAD, Kaimur (Bhabua), 821108

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Is PUNB0MBGB06 the only valid IFSC for this branch?

  A: Yes. The current and valid IFSC for Bihar Gramin Bank, JAHANABAD branch is PUNB0MBGB06. Old IFSCs from UBGB or DBGB have been revoked and should not be used.

• Q: Where can I verify this IFSC before making a transfer?

  A: Verify on the bank passbook, cheque leaf, or by calling the branch at 9771464359. You can also confirm with the bank’s customer care (toll-free 18001807777) before initiating large transfers.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match the beneficiary bank account, the transfer will either fail, be returned to the sender, or be routed to the wrong branch. Check the transaction status and contact your bank immediately with the transaction reference.

• Q: Which service should I use — NEFT, RTGS or IMPS?

  A: Use IMPS for instant low-to-medium value transfers any time of day. NEFT is suitable for most payments (now available 24×7 with continuous settlement), and RTGS is for high-value transfers (commonly used for amounts ₹2,00,000 and above). Check your bank’s limits and charges.

• Q: What is the difference between IFSC and MICR?

  A: IFSC is used for electronic transfers to identify a bank branch. MICR (Magnetic Ink Character Recognition) code, here 800811002, is used mainly for cheque processing and clearing. Both identify branch details but serve different systems.