Bihar Gramin Bank JAITPURA IFSC Code

Bihar Gramin Bank, Jaitpura branch is located in Jaitpura, Kaimur (Bhabua), Bihar — PIN 821108. This branch serves local residents and businesses for deposits, withdrawals and electronic fund transfers. When you send or receive money by NEFT, RTGS or IMPS you must use a correct IFSC code. The IFSC ensures your funds reach the exact bank and branch and prevents failed or misrouted transfers.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	JAITPURA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6944
Branch Address	JAITPURA, Kaimur (Bhabua), 821108, 7091596944
Contact Number	7091596944
City	Kaimur (Bhabua)
District	Kaimur (Bhabua)
Reason	BHABHUA
Pincode	821108
State	Bihar

Merger Update

If this branch was previously under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both entities have been consolidated and now use a single IFSC under Punjab National Bank. The valid IFSC for transactions is PUNB0MBGB06. All old UBGB or DBGB IFSC codes have been revoked and will not process NEFT/RTGS/IMPS transfers. Always use the new IFSC shown above to avoid failed transfers.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is fixed:

• First 4 characters = bank code (alphabetic). Example: PUNB for Punjab National Bank.
• 5th character = always 0 (reserved).
• Last 6 characters = branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

So, PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06 — bank, reserved digit, branch code.

How to Use IFSC Code (NEFT, RTGS, IMPS)

• Open your bank’s netbanking portal or mobile app, or visit the branch if you prefer.
• Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7; NEFT and RTGS availability may depend on your bank’s timings, though many banks now offer 24×7 services.
• Add a new beneficiary. Enter the beneficiary name, account number and the IFSC code: PUNB0MBGB06.
• Verify the beneficiary details shown after entering the IFSC. The system should display the bank and branch name to confirm.
• Enter the transfer amount and purpose. For RTGS, select it if you need a large-value immediate settlement (bank limits vary). For urgent small amounts, IMPS is suitable.
• Authenticate the transaction using OTP, transaction PIN or your bank’s required method.
• Save the beneficiary if you will pay them again. Check the status after submission and retain the transaction reference for records.

Always double-check the IFSC and account number before confirming. A single wrong digit can route the funds incorrectly or cause a failed transfer.

Benefits of Knowing the IFSC

• Accurate routing: Ensures funds reach the exact branch and account.
• Faster processing: Correct IFSC speeds up NEFT, RTGS and IMPS settlements.
• Reduced errors: Lowers chances of failed payments and the follow-up work to recover funds.
• Beneficiary verification: Online systems show branch details when you enter the IFSC, helping confirm the payee.
• Required for form filling: Useful for standing instructions, tax payments and merchant settlements.

Contact

Branch Phone: 7091596944

Branch Address: JAITPURA, Kaimur (Bhabua), 821108

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Is PUNB0MBGB06 the correct IFSC to use for Jaitpura branch?
A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transfers to the Jaitpura branch. This is the active IFSC for transactions.

Q: What if I enter an old UBGB or DBGB IFSC code?
A: Old UBGB/DBGB IFSC codes have been revoked. Transactions using those codes will fail. Always use the current IFSC PUNB0MBGB06.

Q: How is IFSC different from MICR?
A: IFSC is used for electronic transfers and identifies the bank and branch. MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly to speed cheque processing and clearing via magnetic reading.

Q: Can the IFSC change?
A: IFSC can change after mergers, rebranding or branch restructuring. If your bank merges or the branch is absorbed into another bank, the IFSC will be updated. Always verify before making large transfers.

Q: How do I verify the IFSC before sending money?
A: Enter the IFSC in your bank’s beneficiary screen. The system will usually display bank and branch name. You can also confirm via a bank statement, passbook, cheque leaf or by calling the branch phone: 7091596944.