Bihar Gramin Bank Jamsar IFSC Code

Bihar Gramin Bank Jamsar IFSC Code

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The Bihar Gramin Bank branch at Jamsar is located in Gopalganj district, Bihar (PIN 841436). This branch uses the IFSC code PUNB0MBGB06 for electronic fund transfers. IFSC codes are essential for routing payments in India: they identify the bank and specific branch for NEFT, RTGS and IMPS transfers so funds reach the correct account quickly and securely.

Branch Details Table

  • Bank Name: Bihar Gramin Bank
  • Branch Name: Jamsar
  • IFSC Code: PUNB0MBGB06
  • MICR Code: 800811002
  • Branch Code: 100513
  • Branch Address: Jamsar, GOPALGANJ, 841436, 9297954513
  • Contact Number: 9297954513
  • City: GOPALGANJ
  • District: GOPALGANJ
  • Reason: GOPALGANJ
  • Pincode: 841436
  • State: Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank. After the merger, both banks use the single IFSC code PUNB0MBGB06 for transactions. All older UBGB and DBGB IFSC codes have been revoked. Only the new IFSC (PUNB0MBGB06) is valid for NEFT, RTGS and IMPS—do not use old IFSCs.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments in India. The structure is:

  • First 4 characters (alphabetic): identify the bank. Example: PUNB = Punjab National Bank.
  • 5th character: always 0 (reserved).
  • Last 6 characters: identify the specific branch (alphanumeric). Example: in PUNB0MBGB06, MBGB06 is the branch identifier.

How to Use IFSC Code

Steps to make a transfer using NEFT, RTGS or IMPS:

  • 1. Collect payee details: beneficiary name, account number, and IFSC (PUNB0MBGB06 for Bihar Gramin Bank Jamsar).
  • 2. Choose transfer type: NEFT (any amount, widely used), RTGS (for high-value transfers—minimum usually ₹2 lakh), IMPS (instant 24×7 for small/medium amounts).
  • 3. Add beneficiary: log in to your internet banking or UPI app, add beneficiary with account number and IFSC. Some banks require beneficiary activation (may take a few minutes to hours).
  • 4. Initiate transfer: select the added beneficiary, enter amount and purpose, then confirm with OTP/transaction password.
  • 5. Note the reference: save UTR or transaction ID returned after successful transfer. Use it for tracking or dispute resolution.
  • 6. Double-check: always verify the IFSC and account number before confirming. An incorrect IFSC or account number can misroute funds or delay recovery.

Benefits of Knowing the IFSC

  • Ensures accurate routing of electronic transfers (NEFT, RTGS, IMPS).
  • Saves time when adding beneficiaries in internet banking or mobile apps.
  • Reduces risk of failed or misrouted transactions.
  • Required for receiving payments from employers, customers, or government payments.
  • Helps customer service track and resolve payment issues using the exact branch code.

Contact

  • Branch phone: 9297954513
  • Branch address: Jamsar, GOPALGANJ, 841436
  • Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll free: 18001807777

FAQs

  • Q: Can I use the old UBGB or DBGB IFSC for transfers?

    A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transactions.

  • Q: What happens if I enter the wrong IFSC?

    A: If the IFSC does not match a valid branch, the transfer will usually fail and the amount will be returned to your account. If the wrong IFSC corresponds to another active branch, funds could be credited to a different account—then recovery requires a trace using the UTR and coordination between banks.

  • Q: Which transfer method should I use for urgent payments?

    A: Use IMPS for instant small/medium-value transfers (available 24×7). For larger, urgent transfers, RTGS is used (suits high-value transfers; check your bank’s minimum limit, commonly ₹2 lakh). NEFT is suitable for regular transfers and is available round-the-clock in most banks.

  • Q: How do I verify this branch IFSC before transferring?

    A: Verify the IFSC from the beneficiary’s bank passbook or cheque leaf, or confirm directly with the branch using the phone number 9297954513. Also confirm against the bank’s official communications to avoid errors.

  • Q: What information do I need besides IFSC to add a beneficiary?

    A: You need the beneficiary’s full name (as in bank records) and account number. Some banks also ask for branch name and purpose. Always enter details exactly as provided by the account holder.

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