The Bihar Gramin Bank branch at Jamunha is located in Jamunha village, Gopalganj district, Bihar, PIN 841425. This page gives the branch contact and technical details you need when sending or receiving electronic payments. The IFSC code is essential for NEFT, RTGS and IMPS transfers. Banks use it to route the payment to the correct bank and branch. Entering the correct IFSC prevents delays and failed transactions.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Jamunha |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100520 |
| Branch Address | Jamunha, GOPALGANJ, 841425, 9297954520 |
| Contact Number | 9297954520 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841425 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and now operate under Punjab National Bank for electronic payments. The Jamunha branch uses the single IFSC PUNB0MBGB06 under Punjab National Bank. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payment systems.
- First 4 characters: Alphabetic bank code. Example: PUNB stands for Punjab National Bank.
- 5th character: Reserved and is always 0 (zero).
- Last 6 characters: Alphanumeric branch identifier. Example: MBGB06 identifies the Jamunha branch under the new coding.
So, PUNB0MBGB06 breaks down as PUNB (bank) + 0 (reserved) + MBGB06 (branch).
How to Use IFSC Code
Use the IFSC when you set up an electronic transfer. Follow these steps.
- Open your bank’s netbanking, mobile app or visit a branch for an offline form.
- Choose the transfer type: NEFT, RTGS or IMPS.
- Enter beneficiary name and account number exactly as given by the payee.
- Enter IFSC: PUNB0MBGB06 for Bihar Gramin Bank Jamunha. Double-check for zeros and letters.
- Enter amount and purpose. For RTGS, confirm minimum/maximum limits with your bank (RTGS is for high-value transfers; typically used for ₹2,00,000 and above). NEFT has no minimum; IMPS is for immediate, usually smaller-value transfers and works 24×7.
- Authenticate (OTP, UPI PIN or netbanking password) and confirm the transfer.
- Save transaction reference. Verify with the beneficiary if funds don’t arrive in the expected time window.
Note: NEFT, RTGS and IMPS are now available 24×7 in most banks, but cutoffs and limits may vary by bank. Check your bank’s stated limits for RTGS and IMPS before initiating high-value transfers.
Benefits of Knowing the IFSC
- Accurate routing: Ensures funds reach the correct bank and branch quickly.
- Fewer failed transactions: Reduces delays caused by incorrect branch identification.
- Faster troubleshooting: Provides a clear identifier if a transaction needs tracking.
- Required for multiple services: Used in NEFT, RTGS, IMPS and for adding beneficiaries in netbanking.
- Helps verify branch details: Compare IFSC with branch address to avoid mistakes.
Contact
Branch phone no: 9297954520
Branch Address: Jamunha, GOPALGANJ, 841425
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 case-sensitive?
A: IFSC is normally entered in uppercase. Banks accept the code in uppercase format. To avoid errors, copy-paste the IFSC or type it in uppercase exactly as given.
Q: What happens if I use an incorrect IFSC?
A: If the IFSC does not match any active branch, the transaction will typically fail and the money will be returned. If the IFSC is valid but points to a different branch, funds can be routed to that branch. Always confirm both IFSC and account number with the beneficiary.
Q: Has the IFSC for Jamunha changed due to a merger?
A: Yes. After the merger of UBGB and DBGB into Punjab National Bank, the valid IFSC for Jamunha is PUNB0MBGB06. Old UBGB/DBGB IFSC codes are revoked and should not be used.
Q: Which transfers require IFSC?
A: NEFT, RTGS and IMPS require the IFSC to route the payment to the correct branch. UPI transfers use a virtual ID or VPA and do not require IFSC.
Q: How can I verify this IFSC before sending funds?
A: Verify the IFSC with a bank statement, the beneficiary’s cheque leaf (if available), or by calling the branch at 9297954520. Match the branch address and MICR too, if you need extra confirmation.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.