The Bihar Gramin Bank branch at Jantahat is located in Jantahat village, Kishanganj district, Bihar (PIN 855107). This branch serves local residents and businesses for deposits, withdrawals and electronic fund transfers. For NEFT, RTGS and IMPS payments, the IFSC code is the key identifier that ensures funds route to the correct bank and branch. Entering the correct IFSC avoids failed transfers, delays and return charges.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Jantahat |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100755 |
| Branch Address | Jantahat, KISHANGANJ, 855107, 9297954396 |
| Contact Number | 9297954396 |
| City | KISHANGANJ |
| District | KISHANGANJ |
| Reason | ARARIA |
| Pincode | 855107 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their sponsored rural bank operations now use a single IFSC code under Punjab National Bank. The consolidated IFSC for the merged operations is PUNB0MBGB06. Any old UBGB or DBGB IFSC codes have been revoked and are no longer valid for NEFT/RTGS/IMPS transactions. Always use the new IFSC PUNB0MBGB06 when transferring funds to this branch.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure is standard:
- First 4 characters = bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character = always 0 (reserved for future use).
- Last 6 characters = branch code (letters and/or digits). Example: MBGB06 in PUNB0MBGB06 identifies the specific branch/unit.
The complete IFSC is unique to a bank branch and is required by payment networks to route transactions correctly.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Log in to your bank’s internet banking or mobile banking app, or visit a branch for manual transfer.
- Choose transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT/RTGS operate 24×7; RTGS is for real-time gross settlement.)
- Add a beneficiary: enter beneficiary name, account number, bank name and branch, and the IFSC PUNB0MBGB06 for Bihar Gramin Bank, Jantahat.
- Verify beneficiary details carefully. The IFSC must match the branch exactly — even one wrong character routes the payment incorrectly.
- Initiate the transfer. You will typically confirm via OTP or transaction PIN. For large transfers use RTGS; for immediate small-value transfers use IMPS; NEFT is suitable for routine transfers.
- Keep transaction reference or UTR for tracking. If a transfer fails or is returned, contact the branch with the UTR.
Note: UPI payments do not require IFSC; they use Virtual Payment Addresses. For bank-to-bank electronic transfers, IFSC is mandatory to identify the receiving branch.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account without delay.
- Reduces chances of failed transactions and return charges.
- Required when adding beneficiaries for NEFT, RTGS and IMPS.
- Makes reconciliation and tracking easier using the UTR and branch identifier.
- Helpful for automated payments, payroll credits and vendor disbursements.
Contact
Branch Phone: 9297954396
Branch Address: Jantahat, KISHANGANJ, 855107
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll-free: 18001807777
FAQs
Q: I have only the bank name. How do I find the correct IFSC for Jantahat branch?
A: Check a cheque leaf or passbook from the Jantahat branch — the IFSC is printed there. You can also call the branch at 9297954396 or confirm with the head office. Do not assume IFSC from another nearby branch; use the exact branch IFSC: PUNB0MBGB06.
Q: What happens if I enter the wrong IFSC during a transfer?
A: If the IFSC does not match the beneficiary bank/branch, the transfer will usually fail or be routed to the wrong branch and returned. That causes delays and possible return charges. If the account number and IFSC point to a different valid account, funds may be credited incorrectly — resolving that requires bank intervention. Always double-check both IFSC and account number.
Q: Is the IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but it is conventionally written in uppercase. Entering lowercase typically works, but use the uppercase form (PUNB0MBGB06) for clarity.
Q: Do I need IFSC for UPI transfers?
A: No. UPI transfers use a Virtual Payment Address (VPA) and do not require IFSC. IFSC is required for bank-to-bank transfers via NEFT, RTGS and IMPS.
Q: The branch used to show a UBGB/DBGB IFSC. Which code should I use now?
A: After the merger, all former UBGB and DBGB branches now transact under the single IFSC PUNB0MBGB06 (Punjab National Bank). Old UBGB/DBGB IFSC codes are revoked. Use the new IFSC for any fund transfer to this branch.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.