The Bihar Gramin Bank branch at Jirwa is located in Madhepura district of Bihar (Pincode 852213). This branch handles local retail and agricultural banking needs. For any electronic transfer to or from this branch you must use the correct IFSC code. The IFSC (Indian Financial System Code) is required by banks and payment systems to route NEFT, RTGS and IMPS transactions to the exact branch. Using the right IFSC prevents delays and failed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Jirwa |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 108103 |
| Branch Address | Jirwa, MADHEPURA, 852213, 9297954316 |
| Contact Number | 9297954316 |
| City | MADHEPURA |
| District | MADHEPURA |
| Reason | SAHARSA |
| Pincode | 852213 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and the combined operations now function under Punjab National Bank (PNB). The single, valid IFSC for the merged rural-bank branches is PUNB0MBGB06. Old IFSC codes issued under UBGB or DBGB have been revoked. For all NEFT, RTGS and IMPS transfers you must use PUNB0MBGB06. Transactions using deprecated IFSCs will fail or be returned by the payment system.
What is IFSC Code?
The IFSC is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. Its structure:
- First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character: Always 0 (reserved for future use).
- Last 6 characters: Branch identifier. Can be numeric or alphanumeric. Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code
Follow these steps when making NEFT, RTGS or IMPS transfers to the Jirwa branch:
- Open your bank’s netbanking portal or mobile app, or visit a bank branch counter.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7. NEFT and RTGS are also available round-the-clock with most banks.)
- Enter beneficiary name and beneficiary bank account number.
- Enter the IFSC exactly as PUNB0MBGB06. Do not substitute similar-looking characters.
- Save beneficiary if required by your bank (many banks require beneficiary registration for NEFT/RTGS).
- Enter the transfer amount and purpose. Confirm charges if any.
- Authorize the payment with OTP/transaction password as required.
- Keep the transaction reference or UTR for future tracking.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch.
- Speeds up settlement of NEFT, RTGS and IMPS transfers.
- Reduces failed transfers and manual reconciliation.
- Required to add and verify beneficiaries in banking apps.
- Helps when filling cheques, electronic forms, or receiving payments from employers and government schemes.
Contact
Branch phone no: 9297954316
Branch Address: Jirwa, MADHEPURA, 852213
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
1. What is the IFSC for Bihar Gramin Bank Jirwa?
The IFSC is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS transfers.
2. Can I use an old UBGB or DBGB IFSC for transfers?
No. Old IFSC codes issued under UBGB or DBGB have been revoked after the merger. Only PUNB0MBGB06 is valid. Using an old code will likely cause the transfer to fail.
3. What if I enter the wrong IFSC by mistake?
If the IFSC does not match the account’s bank/branch, the payment will usually be rejected or returned. If the IFSC matches a different account number at that branch, funds may end up credited to the wrong account — recovery then requires inter-bank communication and can take time. Always verify IFSC and account number before sending funds.
4. Are NEFT, RTGS and IMPS available 24×7?
IMPS is available 24×7. NEFT and RTGS have been enabled for near-continuous processing by most banks; confirm with your bank for any maintenance windows. RTGS is intended for high-value, real-time transfers — check your bank for limits and charges.
5. Where else can I confirm the IFSC?
Confirm the IFSC from the bank branch, bank passbook, cheque leaf, or official bank communications. Also verify the code printed in official branches or statements. When in doubt, call the branch at 9297954316 or the toll-free number 18001807777 before initiating a transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.