Bihar Gramin Bank Khagaria IFSC Code

Bihar Gramin Bank Khagaria branch is located in Khagaria district of Bihar (PIN 851204). This branch handles local retail and agricultural banking needs. For electronic transfers—NEFT, RTGS and IMPS—you must use the correct IFSC code to route funds to this specific branch. A wrong or revoked IFSC can delay or block transactions, so always confirm the IFSC before sending money.

Bihar Gramin Bank Khagaria IFSC Code

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Khagaria
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3501
Branch Address	Khagaria, Khagaria, 851204, 8102918664/ 65
Contact Number	8102918664 / 8102918665
City	Khagaria
District	Khagaria
Reason	BEGUSARAI
Pincode	851204
State	Bihar

Merger update

The Khagaria branch uses the IFSC code PUNB0MBGB06 under Punjab National Bank’s sponsorship. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under the single IFSC sequence now shown as PUNB0MBGB06. Old UBGB IFSC codes have been revoked. For all electronic transfers to this branch use only the new IFSC PUNB0MBGB06. Transactions attempted with revoked IFSCs will fail or be returned.

What is an IFSC code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems such as NEFT, RTGS and IMPS.

• First 4 characters: identifies the bank. Example: PUNB = Punjab National Bank.
• 5th character: is always 0 (reserved for future use).
• Last 6 characters: identify the specific branch. They can be letters and/or digits. Example: MBGB06 in PUNB0MBGB06.

How to use the IFSC code for NEFT / RTGS / IMPS

• Open your bank’s netbanking portal or mobile app, or visit a branch.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7; RTGS is for high-value immediate settlement; NEFT is routinely used for general transfers.)
• Add a beneficiary. Enter beneficiary name, account number and the IFSC PUNB0MBGB06 exactly (no spaces, correct case).
• Verify the branch name shown after entering IFSC. Confirm the MICR or branch code if your bank displays it.
• Authorize the transfer with OTP or transaction password. Keep the transaction reference for tracking.

Benefits of knowing the correct IFSC

• Ensures funds are routed to the correct bank branch without manual intervention.
• Reduces failed or returned transactions and related delays.
• Required field for electronic transfers (NEFT, RTGS, IMPS) and many forms of online bill payment.
• Helps verify branch identity when cross-checking payee details (matches with MICR and branch code).
• Makes setup of beneficiaries simple and repeatable across banking channels.

Contact

Branch phone no: 8102918664 / 8102918665

Branch address: Khagaria, Khagaria, 851204

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use the old UBGB IFSC for transfers to Khagaria?

  A: No. Old UBGB IFSC codes have been revoked after the consolidation. Use only PUNB0MBGB06 for transfers to this branch.

• Q: How do I verify that PUNB0MBGB06 is correct?

  A: Enter the IFSC in your bank app when adding a beneficiary. The app will usually display the bank and branch name. You can also confirm the MICR (800811002) or phone the branch at 8102918664/65.

• Q: What happens if I enter a wrong IFSC?

  A: If the IFSC does not match any branch, the transaction will typically be rejected. If it matches a different branch, funds may be routed to the wrong branch and reconciling or recovery will take time. Always double-check the IFSC and account number.

• Q: Is IFSC the same as MICR?

  A: No. IFSC is used for electronic transfers. MICR (here 800811002) is used mainly for cheque clearing. Both identify branch details but serve different systems.

• Q: Can IFSC change for this branch in future?

  A: Yes. IFSC can change if the sponsoring bank changes or the branch is restructured. In merger situations the IFSC is updated. Always confirm the current IFSC from the bank before initiating transfers.