Bihar Gramin Bank KURTHA BAZAR IFSC Code

The Bihar Gramin Bank branch at Kurtha Bazar, Jehanabad (Pincode 804427) serves local customers for deposits, withdrawals and electronic fund transfers. Its IFSC is used when you send or receive money via NEFT, RTGS or IMPS. Entering the correct IFSC ensures funds route to this exact branch and avoids delays or transaction failures.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	KURTHA BAZAR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7545
Branch Address	KURTHA BAZAR, Jehanabad, 804427, 7541807545
Contact Number	7541807545
City	Jehanabad
District	Jehanabad
Reason	Patna
Pincode	804427
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single sponsored structure under Punjab National Bank. As a result, this branch now uses the consolidated IFSC PUNB0MBGB06. All old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT/RTGS/IMPS and other electronic transfers to this branch. Before initiating a transfer, always confirm you are using the new IFSC.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code used to identify bank branches in electronic payment systems. The structure is fixed:

• First 4 characters: bank identifier (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: always 0 (reserved).
• Last 6 characters: branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last 6 characters are MBGB06, which point to the specific branch/entry in the bank’s system.

The MICR code (here 800811002) is different. It is used mainly for cheque clearing and is a 9-digit numeric code tied to the branch and city clearing region.

How to Use IFSC Code (NEFT / RTGS / IMPS)

• Open your bank app or internet banking portal and go to the fund transfer / add beneficiary section.
• Provide beneficiary name, account number and select transfer type (NEFT, RTGS, IMPS).
• Enter the IFSC exactly as PUNB0MBGB06. Do not add spaces or change case; systems treat the code as a fixed token.
• Save beneficiary if required. Many banks perform a micro-validation or require beneficiary activation (may take minutes to hours).
• Enter the amount and any remarks. Verify the displayed beneficiary details (bank and branch) before confirming.
• Authenticate the transaction (OTP/password/signature) as required by your bank.
• Check transaction status after submission. For immediate credit options use IMPS or RTGS for high-value transfers; NEFT handles bulk batch settlements if your bank uses batch processing.

Practical tip: confirm the IFSC from a cheque leaf, passbook, or by calling the branch at 7541807545 if you are unsure.

Benefits of Knowing the IFSC

• Ensures electronic funds land in the right branch and account without delay.
• Makes adding beneficiaries faster and reduces failed transaction risk.
• Required for online forms, payroll and automated payments.
• Helps customer service verify branch details when you call or visit.
• Distinguishes between branches with similar names in different cities or districts.

Contact

Branch phone: 7541807545

Branch address: KURTHA BAZAR, Jehanabad, 804427

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

• Q: How do I verify that PUNB0MBGB06 is correct for Kurtha Bazar branch?
  A: Check the branch passbook or cheque leaf (IFSC printed), or call the branch at 7541807545. The head office toll-free number 18001807777 can also confirm IFSC details.
• Q: What happens if I enter the wrong IFSC during a transfer?
  A: If the IFSC doesn’t match the account number and bank, the transfer may fail or be returned to the sender. If it routes to another branch/account, the receiving bank will investigate and may reverse funds after verification. Contact your bank immediately with transaction details.
• Q: Is IFSC case-sensitive? Can I type lowercase letters?
  A: Most banking interfaces accept either case, but always enter the code without spaces. Use the exact sequence PUNB0MBGB06 to avoid issues.
• Q: Are IFSC and MICR the same?
  A: No. IFSC (11 characters) routes electronic transfers (NEFT/RTGS/IMPS). MICR (9 digits) is used for cheque clearing. Both identify the branch but have different roles.
• Q: Are old UBGB or DBGB IFSC codes valid for this branch?
  A: No. With the merger into Punjab National Bank, old UBGB/DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for transactions to this branch.