Bihar Gramin Bank LAHURIBARI IFSC Code

The Bihar Gramin Bank LAHURIBARI branch is located in LAHURIBARI, Kaimur (Bhabua), Bihar — PIN 821109. This branch serves local customers and rural accounts in the Kaimur district. For electronic fund transfers like NEFT, RTGS and IMPS, the correct IFSC code is essential. The IFSC uniquely identifies the bank and branch in the electronic payment network, ensuring funds are credited to the right account quickly and securely.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	LAHURIBARI
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7372
Branch Address	LAHURIBARI, Kaimur (Bhabua), 821109, 9771464372
Contact Number	9771464372
City	Kaimur (Bhabua)
District	Kaimur (Bhabua)
Reason	BHABHUA
Pincode	821109
State	Bihar

Merger Update

The LAHURIBARI branch now uses the IFSC PUNB0MBGB06 under Punjab National Bank. This IFSC replaces older codes issued by Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Both UBGB and DBGB have been merged into a single sponsored/operational structure and the old UBGB/DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 for NEFT, RTGS or IMPS transfers to this branch. Transactions attempted with revoked IFSCs will fail or be delayed.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code used to identify bank branches in electronic payments. The structure is:

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — always 0 (zero). It is reserved for future use.
• Last 6 characters — branch identifier. They can be letters or numbers. In this case: MBGB06.

So PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06. The zero at position five is numeric, not the letter O.

How to Use IFSC Code

Use the IFSC when you set up or authorize an electronic fund transfer. Typical steps:

1. Open your bank’s internet banking app, mobile banking app, or visit the branch.
2. Choose the transfer type: NEFT, RTGS, or IMPS. (IMPS is instant; RTGS is for large-value immediate transfers; NEFT is widely used for regular transfers.)
3. Add a new beneficiary. Enter beneficiary name, bank account number, and the IFSC PUNB0MBGB06 for LAHURIBARI branch.
4. Confirm beneficiary details. Many banks require beneficiary activation (a waiting period) before transfers are allowed.
5. Initiate the transfer, select the saved beneficiary, enter the amount, and authenticate with OTP or transaction password.
6. Keep the transaction reference for tracking. Verify beneficiary credit after settlement.

Note: While IMPS is available 24×7 for immediate credit, policies and processing times can vary by bank. Always confirm with your bank if you need guaranteed same-day settlement for very large amounts (RTGS is typically preferred for higher values).

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch and account quickly.
• Required for online transfers (NEFT, RTGS, IMPS) and many third-party payment setups.
• Reduces failed transactions caused by incorrect branch identification.
• Makes verification easier when reconciling payments or receiving bank statements.
• Useful when filling bank details on forms (salaries, invoices, government payments).

Contact

Branch phone no: 9771464372

Branch Address: LAHURIBARI, Kaimur (Bhabua), 821109

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

• Q: Can I use any old UBGB or DBGB IFSC for transfers to LAHURIBARI branch?
  A: No. Old UBGB/DBGB IFSC codes have been revoked. Use only PUNB0MBGB06. Transfers with revoked IFSCs will not be processed correctly.
• Q: Is IFSC the same as MICR?
  A: No. IFSC is used for electronic transfers and is alphanumeric (11 characters). MICR is a 9-digit numeric code used primarily for cheque processing. For this branch MICR = 800811002.
• Q: What if I enter the wrong IFSC but the correct account number?
  A: Banks route transactions based on IFSC. A wrong IFSC can send funds to another branch or cause rejection. Always double-check both account number and IFSC before initiating a transfer.
• Q: How quickly will the money be credited using IMPS/NEFT/RTGS?
  A: IMPS is instant. NEFT and RTGS settlement times have improved and many banks offer near real-time or round-the-clock processing. Exact timing can depend on the sending and receiving banks — check with your bank if timing is critical.
• Q: How can I verify this IFSC before making a transfer?
  A: Verify with the branch phone (9771464372) or the bank’s customer service (toll-free 18001807777). Also confirm the branch address and IFSC listed on the beneficiary’s bank passbook or bank statement.