The Bihar Gramin Bank branch at Lalpur Bazar serves customers in Kaimur (Bhabua), Bihar (pincode 821108). This branch handles deposits, withdrawals, remittances and other retail banking services for local residents and businesses. For electronic fund transfers—NEFT, RTGS and IMPS—the correct IFSC code is required. The IFSC identifies the bank and branch in the payment network so money reaches the right account fast and securely.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | LALPUR BAZAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7373 |
| Branch Address | LALPUR BAZAR, Kaimur (Bhabua), 821108, 9771464373 |
| Contact Number | 9771464373 |
| City | Kaimur (Bhabua) |
| District | Kaimur (Bhabua) |
| Reason | BHABHUA |
| Pincode | 821108 |
| State | Bihar |
Merger Update
If this branch was previously listed under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following. Both UBGB and DBGB have been merged into Punjab National Bank for banking operations in this region. The single, current IFSC to use for electronic transfers is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC (PUNB0MBGB06) is valid for NEFT, RTGS and IMPS transactions. Always confirm the IFSC before making transfers to avoid failed or misrouted payments.
What is an IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It identifies a specific bank branch in the electronic payments system. The structure is:
- First 4 characters — Bank code (example: PUNB for Punjab National Bank).
- 5th character — Always the numeral 0 (reserved for future use).
- Last 6 characters — Branch identifier (alphanumeric) that uniquely points to the branch.
Example: PUNB0MBGB06 breaks down into PUNB (bank) + 0 + MBGB06 (branch). The IFSC is required by NEFT, RTGS and IMPS to route payments correctly.
How to Use IFSC Code for NEFT, RTGS, IMPS
- Open your bank app or internet banking and go to the “Add Beneficiary” or “Manage Payee” section.
- Enter beneficiary name and account number exactly as on their bank records. Mistakes in account number are the most common cause of failed transfers.
- Enter the IFSC code: PUNB0MBGB06. Confirm the IFSC visually; the app often validates it automatically.
- Select the transfer mode: NEFT, RTGS or IMPS based on urgency and value. NEFT is used for routine transfers, RTGS for high-value transfers, IMPS for immediate 24×7 small-value transfers (bank limits apply).
- Enter the amount and any remarks. Verify beneficiary details on screen before confirming.
- Complete required authentication (OTP, token, or netbanking password). Save the beneficiary after verification so future transfers are faster.
- After successful transfer, save the transaction reference number. Allow for the settlement time: IMPS is instant, NEFT and RTGS settlement depends on bank timelines and cutoffs.
Benefits of Knowing the IFSC
- Ensures funds route to the correct branch and account.
- Needed for all electronic transfers: NEFT, RTGS and IMPS.
- Reduces failed transactions and delays caused by wrong branch details.
- Helps customer service identify transactions quickly using IFSC + account number.
- Useful for filling forms that require precise branch identification (e.g., loan disbursal or salary credits).
Contact
Branch Phone: 9771464373
Branch Address: LALPUR BAZAR, Kaimur (Bhabua), 821108
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Lalpur Bazar branch?
A: Yes. The valid IFSC code for electronic transfers to this branch is PUNB0MBGB06. Use only this code to avoid failed transactions.
Q: What happens if I enter the wrong IFSC but correct account number?
A: Most payment systems validate the IFSC and account combination. If the IFSC points to a different bank/branch, the transfer may fail or be returned. If the account number is valid for the bank specified by IFSC, funds may still credit the intended account. Always double-check both IFSC and account number.
Q: Where else can I find the IFSC for this branch?
A: Check the cheque leaf or passbook from the branch. You can also confirm by calling the branch phone (9771464373) or the bank’s toll-free number (18001807777). Only trust official bank documents or direct confirmation from the branch.
Q: What is MICR code used for?
A: MICR (Magnetic Ink Character Recognition) code—here 800811002—is used mainly for cheque clearing. It helps processing centers read and route physical cheques quickly. It is different from IFSC, which is used for electronic transfers.
Q: If my branch was under UBGB or DBGB earlier, can I still use the old IFSC?
A: No. UBGB and DBGB IFSC codes have been revoked after the merger. Use the new unified IFSC PUNB0MBGB06 under Punjab National Bank for all electronic payments.
Q: How can I minimize errors when sending money?
A: Copy-paste the IFSC from your bank document when possible. Confirm the beneficiary name, account number and IFSC with the recipient. Do a small test transfer first for large payments. Keep the transaction reference until the beneficiary confirms receipt.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.