Bihar Gramin Bank Laua Lagan IFSC Code

The Bihar Gramin Bank branch at Laua Lagan is located in Laua Lagan, Madhepura district, Bihar – PIN 852131. This branch serves local residents and small businesses in and around Madhepura. For electronic fund transfers like NEFT, RTGS and IMPS you must use the correct IFSC code. The IFSC identifies the bank and branch so payments reach the intended account quickly and without rejection.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Laua Lagan
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	108111
Branch Address	Laua Lagan, MADHEPURA, 852131, 9297954323
Contact Number	9297954323
City	MADHEPURA
District	MADHEPURA
Reason	SAHARSA
Pincode	852131
State	Bihar

Merger Update

If this branch was earlier under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both banks have been merged and now operate under Punjab National Bank. The single, active IFSC for the merged entity at this location is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 should be used for NEFT, RTGS and IMPS transactions.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific bank branch in electronic payments.

• First 4 characters: Identify the bank. Example: PUNB = Punjab National Bank.
• 5th character: Always ‘0’ (reserved for future use).
• Last 6 characters: Identify the specific branch. They can be letters, numbers or both. Example: MBGB06 in PUNB0MBGB06.

How to Use IFSC Code (NEFT / RTGS / IMPS)

• Open your bank’s online banking portal or mobile app and go to “Fund Transfer” or “Add Beneficiary”.
• Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is immediate and available 24×7; NEFT and RTGS availability depends on bank and system timings.)
• Enter beneficiary details: name, account number, and the IFSC code PUNB0MBGB06 for Bihar Gramin Bank, Laua Lagan branch.
• Enter amount and purpose/remarks. Double-check the account number and IFSC before proceeding.
• Confirm the details and authenticate the transaction with OTP or your banking password.
• Save the beneficiary if you will transfer again. Verify small-value transfers first when dealing with a new beneficiary.

Benefits of Knowing the IFSC

• Ensures funds route to the correct branch and account without delay.
• Required field for NEFT, RTGS and IMPS transfers—prevents transaction failures.
• Speeds up beneficiary setup in online banking and mobile apps.
• Makes reconciliation easier for businesses and account holders.
• Helps customer support trace and resolve failed or returned transactions.

Contact

Branch Phone: 9297954323

Branch Address: Laua Lagan, MADHEPURA, 852131

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free No: 18001807777

FAQs

Q: Is PUNB0MBGB06 the only valid IFSC I should use for this branch?
A: Yes. After the merger under Punjab National Bank, PUNB0MBGB06 is the valid IFSC. Any old UBGB or DBGB IFSC codes are revoked and should not be used.

Q: Where can I verify the IFSC before sending money?
A: Check the branch passbook, a cheque leaf, the branch office, or contact the branch phone (9297954323). Your bank’s beneficiary setup screen typically validates IFSC automatically.

Q: What happens if I enter the wrong IFSC?
A: Entering a wrong IFSC can delay processing, cause the transaction to fail, or route funds to another branch if the account number accidentally matches. Always double-check both account number and IFSC.

Q: Do I need IFSC for UPI transfers?
A: No. UPI uses a virtual ID (VPA) and does not require IFSC. For bank-to-bank transfers using NEFT, RTGS or IMPS you will need the IFSC and beneficiary account number.

Q: Can I use this IFSC for inward and outward transfers?
A: Yes. Use PUNB0MBGB06 for both receiving and sending funds through NEFT, RTGS and IMPS to accounts held at Laua Lagan branch.