Bihar Gramin Bank Madhubani IFSC Code

Bihar Gramin Bank Madhubani IFSC Code

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The Bihar Gramin Bank branch in Madhubani serves customers in MADHUBANI district of Bihar (PIN 847211). Its IFSC code is required for electronic fund transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures funds route to the right bank branch quickly and reduces the chance of delays or reversals.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Madhubani
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100321
Branch Address Madhubani, MADHUBANI, 847211, 9297954863
Contact Number 9297954863
City MADHUBANI
District MADHUBANI
Reason MADHUBANI
Pincode 847211
State Bihar

Merger Update

Note: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into Punjab National Bank (PNB). The unified branch IFSC for the former UBGB/DBGB branches is PUNB0MBGB06. Old UBGB/DBGB IFSC codes have been revoked. Use only PUNB0MBGB06 for NEFT, RTGS and IMPS to avoid failed transfers or long recoveries.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character code used to identify bank branches in electronic payments. Its structure is:

  • First 4 characters = bank code (example: PUNB for Punjab National Bank).
  • 5th character = always 0 (reserved).
  • Last 6 characters = branch identifier (alphanumeric). In PUNB0MBGB06, the branch identifier is MBGB06.

Note: The numeric Branch Code shown by a bank (for internal records) can be different. For this branch the internal branch code is 100321, while the IFSC branch part is MBGB06.

How to Use IFSC Code

  • Open your bank’s netbanking site or mobile app.
  • Choose fund transfer and select NEFT, RTGS or IMPS depending on speed and value.
  • Add a beneficiary: enter beneficiary name, account number and IFSC PUNB0MBGB06. Enter the branch name (Madhubani) if asked.
  • Verify the details shown by your bank. Mistyped IFSC or account number can cause delays.
  • Confirm and authenticate the payment (OTP, token or password as required).
  • Check confirmation and keep the transaction reference. IMPS is instant (subject to bank limits). NEFT/RTGS timings follow your bank’s schedule.

Benefits of Knowing the IFSC

  • Ensures funds reach the correct branch quickly during NEFT, RTGS and IMPS transfers.
  • Reduces the risk of transaction failure or long recovery processes.
  • Needed when adding beneficiaries in netbanking or mobile apps.
  • Useful for receiving salary, vendor payments, subsidies and government credits.
  • Helps bank staff and customers confirm branch identity when reconciling payments.

Contact

Branch phone no: 9297954863

Branch Address: Madhubani, MADHUBANI, 847211

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

Q: How do I confirm PUNB0MBGB06 is correct for Madhubani branch?
A: Check the IFSC printed on your cheque leaf or the branch passbook. You can also call the branch at 9297954863 or use the bank’s official customer care number 18001807777 to confirm.

Q: What happens if I use an old UBGB or DBGB IFSC?
A: Old UBGB/DBGB IFSC codes have been revoked after the merger. Transfers using revoked IFSCs can fail or be delayed. Always use the new IFSC PUNB0MBGB06.

Q: Is IFSC the same as MICR?
A: No. IFSC (11 characters) routes electronic transfers. MICR (9 digits, here 800811002) is used for cheque clearing by the clearing house. Both identify branches, but serve different systems.

Q: My transfer bounced or went to the wrong branch. What should I do?
A: Contact your bank immediately with the transaction reference. Provide beneficiary details, IFSC used and date/time. If the funds are debited, banks will trace and recover. Recovery can take several working days.

Q: Can I use this IFSC for online vendor payments and salary credits?
A: Yes. Use IFSC PUNB0MBGB06 along with the correct account number and beneficiary name for NEFT, RTGS and IMPS payments to the Madhubani branch.

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