Bihar Gramin Bank MAKHDUMPUR IFSC Code

Bihar Gramin Bank, Makhdumpur branch is located in Makhdumpur town, Jehanabad district, Bihar (pincode 804422). This page gives the branch contact, codes and practical instructions for using the IFSC code for digital fund transfers. The IFSC (Indian Financial System Code) is required for electronic transfers over NEFT, RTGS and IMPS. It tells the payment system which bank and branch should receive funds, so an accurate IFSC avoids failed transfers and delays.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	MAKHDUMPUR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7205
Branch Address	MAKHDUMPUR, Jehanabad, 804422, 9771464205
Contact Number	9771464205
City	Jehanabad
District	Jehanabad
Reason	Patna
Pincode	804422
State	Bihar

Merger Update

Bihar Gramin Bank branches in this region may be affected by earlier regional consolidations. Notably, the two regional rural banks — Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) — have been merged into Punjab National Bank for operational and IT consolidation. As a result, the single IFSC PUNB0MBGB06 is used for transactions under Punjab National Bank for affected branches. Old UBGB and DBGB IFSC codes have been revoked. For NEFT, RTGS or IMPS, use only the new IFSC PUNB0MBGB06 to ensure funds route correctly.

What is IFSC Code?

The IFSC is an 11-character alphanumeric code used to identify a specific bank branch in electronic payments. Its structure is fixed:

• First 4 characters: Bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character: Always 0 (reserved).
• Last 6 characters: Branch identifier (letters or numbers). Example: MBGB06 denotes the specific branch code portion in PUNB0MBGB06.

So PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06. The full code is required for electronic routing and is unique to the branch/processing centre assigned that code.

How to Use IFSC Code

• Open your bank’s netbanking or mobile banking app, or visit a bank branch for over-the-counter transfer.
• Choose the transfer method: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7. NEFT and RTGS are also available round-the-clock in current systems.)
• Add a beneficiary (beneficiary management). Enter the beneficiary name, account number and the IFSC PUNB0MBGB06. Optionally enter the branch name Makhdumpur for your records.
• Verify the beneficiary details carefully. The IFSC must match the receiving branch. A single wrong character can route funds incorrectly or cause failure.
• Enter transfer amount and any remarks. For RTGS, ensure the amount meets the bank’s minimum for RTGS (commonly ₹2,00,000, check with your bank for current limits).
• Authorize the transaction with OTP, password or token as required by your bank.
• Save the transaction reference. Monitor beneficiary account credit through SMS or netbanking.

Benefits of Knowing the IFSC

• Ensures funds go to the correct bank branch without manual intervention.
• Reduces failed transactions and delays caused by incorrect routing.
• Required for all electronic transfers: NEFT, RTGS and IMPS.
• Makes beneficiary setup faster and minimizes customer service follow-up.
• Helps identify the bank (first four letters) and the precise branch (last six characters) quickly.

Contact

Branch Phone: 9771464205

Branch Address: MAKHDUMPUR, Jehanabad, 804422

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: What IFSC should I use for Bihar Gramin Bank, Makhdumpur branch?
  A: Use PUNB0MBGB06 for electronic transfers (NEFT, RTGS, IMPS). This is the valid IFSC assigned under Punjab National Bank operations for the branch.
• Q: What happens if I enter a wrong IFSC?
  A: If the IFSC does not match any active branch, the transfer will usually fail and funds return to the sender. If the wrong IFSC points to another valid branch, funds may be credited to the wrong account and recovery will require intervention by both banks and time.
• Q: Can I transfer with only account number and branch name, without IFSC?
  A: Most online systems require the IFSC. At a branch counter, bank staff may process transfers using branch details, but providing the IFSC is the standard and fastest method for electronic routing.
• Q: Are NEFT and RTGS available 24×7 for this IFSC?
  A: NEFT and RTGS are available round-the-clock in current Indian banking operations. IMPS is instant and always available. Confirm any bank-specific cut-offs or service windows with your bank, but IFSC usage is the same regardless of timing.
• Q: How can I confirm that old UBGB or DBGB IFSCs are revoked?
  A: After the merger into Punjab National Bank, legacy UBGB/DBGB IFSCs were deactivated for transactions. The authoritative step is to use the new IFSC PUNB0MBGB06. For final confirmation, contact the branch at 9771464205 or the head office toll free 18001807777.