Bihar Gramin Bank, Manjhagarh branch is located in Manjhagarh village, Gopalganj district, Bihar (PIN 841427). This branch now uses the IFSC code PUNB0MBGB06 for electronic fund transfers. The IFSC is essential for routing NEFT, RTGS and IMPS payments to the correct bank branch. Without the correct IFSC, transfers can be delayed, returned or misdirected.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Manjhagarh |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100533 |
| Branch Address | Manjhagarh, GOPALGANJ, 841427, 9297954533 |
| Contact Number | 9297954533 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841427 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank’s systems. As part of that consolidation, this branch now uses the single IFSC PUNB0MBGB06 under Punjab National Bank (prefix PUNB). All old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer, use only PUNB0MBGB06. Transactions attempted with discontinued IFSCs will fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches for electronic funds transfer. The structure is:
- First 4 characters — bank code (alphabetic). Example: PUNB indicates Punjab National Bank.
- 5th character — reserved and is always 0.
- Last 6 characters — branch identifier (alpha-numeric). Example: MBGB06 in PUNB0MBGB06.
Total length = 11 characters. The IFSC is case-insensitive but must match exactly when entered.
How to Use IFSC Code
Steps to complete a fund transfer (NEFT / RTGS / IMPS) to Manjhagarh branch:
- Open your bank’s transfer screen for NEFT, RTGS or IMPS.
- Enter beneficiary account number and name exactly as provided by the recipient.
- Enter IFSC: PUNB0MBGB06. Do not add spaces or hyphens.
- Verify the bank name populated by the app. It should indicate Punjab National Bank / Bihar Gramin Bank (Manjhagarh) or similar.
- Enter transfer amount and purpose. Confirm details and authorize the transfer using OTP / transaction PIN.
- Keep the transaction reference. If the transfer does not complete, quote the reference when contacting the bank.
Tips: Always double-check the last 6 characters of the IFSC and the beneficiary account number. A single wrong digit can send funds to another branch or cause rejection.
Benefits of Knowing the IFSC
- Ensures funds route to the correct branch quickly for NEFT, RTGS and IMPS.
- Reduces errors and rejected transactions due to wrong branch identification.
- Makes online and mobile transfers faster because your bank can auto-validate the beneficiary bank name.
- Required for sending and receiving payments, adding beneficiaries, and for some banking forms.
- Helps customer service diagnose transfer issues using the correct branch code and MICR (MICR: 800811002).
Contact
Branch phone no: 9297954533
Branch Address: Manjhagarh, GOPALGANJ, 841427
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use the old UBGB or DBGB IFSC for transfers to Manjhagarh?
A: No. Old UBGB/DBGB IFSC codes have been revoked after merger. Use only PUNB0MBGB06 now.
Q: Is IFSC case-sensitive?
A: No. IFSC entries are not case-sensitive. But enter characters without extra spaces or symbols.
Q: What if my transfer shows a mismatch in bank name after entering IFSC?
A: If the app shows a different bank name, stop and re-check the IFSC and account number. Contact your bank or the beneficiary to confirm details before proceeding.
Q: How long do NEFT, RTGS and IMPS transfers take?
A: IMPS is immediate, 24×7. NEFT and RTGS are also available 24×7 as banking rails, but settlement times can vary by bank. In normal cases transfers to the correct IFSC are instant or complete within minutes to a few hours.
Q: I entered the wrong IFSC. What happens?
A: If the wrong IFSC maps to an existing branch and the account number exists there, funds may be credited incorrectly. If it doesn’t match, the transfer will likely be rejected and returned to your account. Contact your bank immediately with the transaction reference to attempt recovery.
If unsure, verify IFSC and account details with the branch before initiating large transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.