The Bihar Gramin Bank branch at Mano, Lakhisarai, Bihar (PIN 811311) serves local customers for deposits, withdrawals, and electronic transfers. For online transfers using NEFT, RTGS or IMPS the correct IFSC code is essential. The IFSC routes your payment to the right bank and branch. Using an incorrect IFSC can delay or misroute funds, so always confirm the code before initiating a transfer.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Mano |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3109 |
| Branch Address | Mano, Lakhisarai, 811311, 8102918575 |
| Contact Number | 8102918575 |
| City | Lakhisarai |
| District | Lakhisarai |
| Reason | JAMUI |
| Pincode | 811311 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been integrated under Punjab National Bank. Following that change, this branch now uses the single IFSC code PUNB0MBGB06 (under Punjab National Bank). Any old UBGB or DBGB IFSC codes have been revoked. For NEFT, RTGS or IMPS transfers you must use PUNB0MBGB06; previous UBGB/DBGB codes will not work for new transactions.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- First 4 characters – bank code (alphabets). Example: PUNB = Punjab National Bank.
- 5th character – always 0 (reserved for future use).
- Last 6 characters – branch code (alphanumeric). Example: MBGB06 identifies this specific branch.
So, PUNB0MBGB06 breaks down to PUNB | 0 | MBGB06.
How to Use IFSC Code
- Open your bank’s internet banking, mobile app, or visit a branch.
- Choose the transfer type: NEFT (batch transfers, wide availability), RTGS (real-time gross settlement; usually for higher amounts) or IMPS (instant, 24×7 for smaller amounts).
- Enter beneficiary name, account number and the IFSC: PUNB0MBGB06. Enter the exact IFSC in uppercase without spaces.
- Double-check the beneficiary account number and IFSC. Confirm MICR or branch code if your bank asks for it (MICR: 800811002, Branch code: 3109).
- Enter amount, purpose and submit using OTP or your bank’s authentication method.
- Keep the transaction reference number for tracking. For delays, contact your bank quoting the reference and IFSC.
Benefits of Knowing the IFSC
- Ensures funds reach the correct bank and branch rapidly.
- Needed to set up and verify beneficiaries in online banking and mobile apps.
- Prevents transfer failures and return charges from incorrect routing.
- Helps customer service track and reconcile transactions more quickly.
- Required for setting up ECS mandates, SIPs for mutual funds, and many automated payouts.
Contact
Branch Phone: 8102918575
Branch Address: Mano, Lakhisarai, 811311
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all electronic transfers.
Q: What happens if I enter the wrong IFSC but correct account number?
A: In most cases banks route by account number and IFSC together. If the IFSC does not match the account’s bank/branch, the transaction may fail or be returned. That causes delays and possible return charges. Always verify both account number and IFSC.
Q: How fast are NEFT, RTGS and IMPS transfers to this branch?
A: IMPS is instant and available 24×7 (subject to your bank limits). NEFT is processed in hourly or half-hourly batches depending on the bank’s schedule. RTGS is real-time for high-value transactions (usually above the bank’s RTGS minimum) and operates during banking hours.
Q: What is the MICR code and when is it used?
A: MICR (Magnetic Ink Character Recognition) code 800811002 is used mainly for processing cheques and bulk clearing through the clearing house. It is not required for IFSC-based electronic fund transfers but useful for cheque processing and reconciliation.
Q: How can I confirm this IFSC before sending money?
A: Confirm via your beneficiary’s bank passbook, cheque leaf, bank statement, or by calling the branch at 8102918575. Use the head office toll-free 18001807777 if you need additional confirmation.
If you need a specific walkthrough for your bank’s app or help interpreting a transaction status with this IFSC, tell me the bank or app and I’ll outline the exact steps.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.