Bihar Gramin Bank Mansi IFSC Code

Bihar Gramin Bank, Mansi branch is located in Mansi village in Khagaria district, Bihar (PIN 851214). The branch serves local residents and businesses for deposit, withdrawal, and fund-transfer services. The IFSC code is essential when sending money through NEFT, RTGS or IMPS: it tells the electronic payment system the exact bank and branch to route the funds to. Using the correct IFSC avoids delays, failed transactions, or money going to the wrong branch.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Mansi
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	3519
Branch Address	Mansi, Khagaria, 851214, 8102918684
Contact Number	8102918684
City	Khagaria
District	Khagaria
Reason	BEGUSARAI
Pincode	851214
State	Bihar

Merger Update

The regional rural banks in Bihar were reorganised under the sponsorship of Punjab National Bank. Both Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their operations now run under Punjab National Bank’s consolidated IFSC system. The single, valid IFSC for branches of the merged entity is PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB are revoked. For any electronic transfer to Mansi branch or other merged-entity branches, use only the new IFSC PUNB0MBGB06.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to uniquely identify bank branches for electronic payments. The structure is fixed:

• First 4 characters — bank identifier (letters). Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0 (zero).
• Last 6 characters — branch identifier (alphanumeric). Example: MBGB06 identifies the specific branch within the sponsor bank.

So in PUNB0MBGB06: PUNB = Punjab National Bank, 0 = reserved, MBGB06 = branch code for the merged Bihar Gramin Bank branch.

How to Use IFSC Code

1. Open your bank’s transfer interface. Use internet banking, mobile app, or visit the branch.
2. Add a beneficiary (payee). Provide the beneficiary name, account number, account type, and the IFSC PUNB0MBGB06 for Mansi branch.
3. Verify details before saving—account number and IFSC must match the beneficiary’s bank details.
4. Authorize the transaction. Use OTP, transaction password, or bank token as required by your bank.
5. Select transfer mode: IMPS for instant 24×7 transfers; NEFT for routine transfers (bank cut-offs vary by bank); RTGS for high-value real-time transfers (check your bank’s RTGS threshold and timings).
6. Confirm transfer receipt. Note the transaction reference/UTR number for tracking and future reference.

Benefits of Knowing the IFSC

• Ensures funds route to the correct bank branch for NEFT, RTGS and IMPS.
• Prevents failed or misdirected transfers that cause delays and reconciliation work.
• Required for adding beneficiaries in online banking and for many forms (utility payments, loan EMIs, etc.).
• Helps customer service and reconciliation—giving IFSC speeds up any corrective action if a transfer needs tracing.
• Works with MICR and branch code to uniquely identify the branch in both electronic and clearing systems.

Contact

Branch phone no: 8102918684
Branch Address: Mansi, Khagaria, 851214, Bihar
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777

FAQs

• Q: How can I confirm the IFSC for Bihar Gramin Bank, Mansi?
  
  A: Confirm on the cheque leaf or passbook, or call the branch at 8102918684. Use the IFSC PUNB0MBGB06 for electronic transfers since older UBGB/DBGB codes have been revoked.
• Q: What happens if I enter the wrong IFSC?
  
  A: If the IFSC does not match the account number’s bank/branch, the transfer may fail and funds will be returned to the sender’s account after reconciliation. If the IFSC points to a different branch but the account number exists there, the funds could be credited to the wrong account—contact your bank immediately to trace and recover funds.
• Q: Can IFSC change after a bank merger?
  
  A: Yes. After mergers or rebranding, bank branches may adopt new IFSC codes. For UBGB/DBGB, old IFSCs were revoked; use PUNB0MBGB06 now. Always verify IFSC before transferring funds.
• Q: What is the difference between IFSC and MICR?
  
  A: IFSC (11 chars) routes electronic transfers to the exact branch. MICR (usually 9 digits) is used by the clearing system to process physical cheques faster. Both identify branch, but for different systems.
• Q: How long do NEFT, RTGS and IMPS transfers take?
  
  A: IMPS is near-instant (available 24×7). NEFT and RTGS timings depend on bank processing windows and service choice—many banks now support extended hours or 24×7 NEFT/RTGS. For exact expected timing, confirm with your bank when initiating the transaction.