The Bihar Gramin Bank branch at Marar is located in Marar village, Khagaria district, Bihar (PIN 851205). It serves local residents, farmers, and small businesses in and around Khagaria. For electronic fund transfers — NEFT, RTGS and IMPS — the branch’s IFSC code identifies the exact branch in the bank network and ensures your money reaches the correct account quickly and securely.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Marar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3503 |
| Branch Address | Marar, Khagaria, 851205, 8102918668 |
| Contact Number | 8102918668 |
| City | Khagaria |
| District | Khagaria |
| Reason | BEGUSARAI |
| Pincode | 851205 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single entity functioning under Punjab National Bank’s sponsor arrangement. All former UBGB and DBGB branch IFSC codes have been revoked. The merged Bihar Gramin Bank branches now use the single IFSC code PUNB0MBGB06 for electronic transfers. Use only this IFSC for NEFT, RTGS and IMPS—old UBGB/DBGB IFSCs are no longer valid.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic transfers. The structure is fixed:
- First 4 characters: Bank identifier (example: PUNB = Punjab National Bank).
- 5th character: Always zero (0), reserved for future use.
- Last 6 characters: Branch identifier (alphanumeric). Example: in PUNB0MBGB06, the last six are MBGB06.
How to Use IFSC Code
Follow these steps when making NEFT, RTGS or IMPS transfers to the Marar branch:
- Open your bank’s netbanking portal, mobile app, or visit the branch.
- Choose “Add Beneficiary” or “New Payee.”
- Enter beneficiary name, account number, and the IFSC PUNB0MBGB06. Double-check spelling and digits.
- Select transfer type: NEFT, RTGS (for large-value transfers) or IMPS (instant).
- Enter amount and any remarks, then submit. Authenticate with OTP or your bank’s security method.
- Confirm transaction status in your app or by checking the beneficiary’s bank statement.
Tips: enter IFSC exactly as provided. One wrong character can route or reject the transfer. For recurring transfers, save the beneficiary after a successful transaction.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Required for all electronic fund transfers: NEFT, RTGS and IMPS.
- Prevents delays caused by incorrect branch identification.
- Useful for adding beneficiaries in internet banking and payment apps.
- Helps customer service verify branch details quickly during disputes.
Contact
Branch Phone: 8102918668
Branch Address: Marar, Khagaria, 851205
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for transfers to this branch.
Q: How do I verify that PUNB0MBGB06 is correct?
A: Verify with the branch contact (8102918668) or check a recent bank statement that shows the branch IFSC. When adding a beneficiary, many bank portals also validate the IFSC automatically.
Q: What happens if I enter the wrong IFSC?
A: If the wrong IFSC points to a valid branch, funds may be credited to another account. If the IFSC is invalid, the transfer will usually fail and be reversed. Contact your bank immediately with transaction details if an error occurs.
Q: Which transfer method should I pick — NEFT, RTGS or IMPS?
A: Use IMPS for instant small-value transfers anytime. NEFT is suitable for routine transfers and is available round-the-clock. RTGS is for high-value transfers when you need real-time settlement. Your bank may set amount limits for each method.
Q: Do I need the MICR or branch code for electronic transfers?
A: For NEFT/RTGS/IMPS you must provide the IFSC and account number. MICR (800811002) and the internal branch code (3503) are used for cheque processing and internal bank purposes, not typically needed for online transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.