Bihar Gramin Bank Maudho IFSC Code

Maudho is a rural branch serving the Kishanganj district in Bihar. It handles local deposits, withdrawals, and fund transfers for residents and small businesses. For electronic transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. The IFSC routes payments to the exact branch and account. A wrong or revoked IFSC can delay or misroute funds, so use the correct code when you set up beneficiaries or initiate transfers.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Maudho
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	108144
Branch Address	Maudho, KISHANGANJ, 855115, 9297954411
Contact Number	9297954411
City	KISHANGANJ
District	KISHANGANJ
Reason	ARARIA
Pincode	855115
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). After the merger, this branch uses a single IFSC: PUNB0MBGB06. Old UBGB or DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions. If you previously saved an old UBGB/DBGB IFSC in your bank or payment app, update the beneficiary to avoid failed or delayed transfers.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic payments. Its structure is fixed:

• First 4 characters — identify the bank. Example: PUNB = Punjab National Bank.
• 5th character — always 0, reserved for future use.
• Last 6 characters — identify the specific branch. Example: MBGB06 is the branch identifier in PUNB0MBGB06.

So the full IFSC length is 11 characters. Use it exactly as shown, including case and characters.

How to Use IFSC Code

Follow these practical steps when sending money via NEFT, RTGS or IMPS:

• Open your bank app or internet banking and choose the transfer type: NEFT, RTGS or IMPS.
• Add a new beneficiary. Enter the beneficiary name exactly as in their bank account.
• Enter the beneficiary account number. Double-check digits; this is the most common source of errors.
• Enter the IFSC: PUNB0MBGB06. Confirm there are 11 characters and no extra spaces.
• Select the transfer amount and purpose. For RTGS, ensure amount meets the minimum (usually ₹2,00,000). NEFT and IMPS have no strict minimums; IMPS is instant.
• Verify details and confirm. Many banks send an OTP to complete the transaction.
• Save the beneficiary after the bank’s validation. Some banks impose a cooling period (a few hours) before first transfer to a new beneficiary.

Additional tips: check MICR 800811002 only for cheque clearing queries. For urgent transfers use IMPS (instant) or RTGS for large-value real-time settlement. NEFT and RTGS are now generally available 24×7, but confirm with your bank for system-specific cutoffs or charges.

Benefits of Knowing the IFSC

• Accurate routing: directs funds to the exact branch and account.
• Faster transfers: reduces delays due to incorrect beneficiary details.
• Essential for online payments: required for NEFT, RTGS and IMPS setups.
• Helps with reconciliation: branch code and MICR help banks match payments and cheques.
• Safety: verifying IFSC and account details lowers the risk of misrouting large sums.

Contact

Branch phone no: 9297954411

Branch Address: Maudho, KISHANGANJ, 855115

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free no: 18001807777

FAQs

1. Can I use an old UBGB IFSC for transfers?
No. Old UBGB and DBGB IFSCs have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for all transfers.

2. What if I enter the wrong IFSC?
If the wrong IFSC points to a valid branch, funds may go to a different branch and account. If the IFSC is invalid, the transfer will likely fail and the money will be returned. Contact your bank immediately if you suspect an error.

3. Is IFSC case-sensitive?
IFSC is not case-sensitive in banking systems, but always enter it exactly as provided. Avoid extra spaces or missing characters.

4. Which transfers need IFSC?
NEFT, RTGS and IMPS require an IFSC to identify the beneficiary branch. IMPS and NEFT are used for small to medium amounts; RTGS is for high-value real-time transfers (minimum around ₹2,00,000 in most banks).

5. How do I confirm the IFSC and branch details?
Confirm with the beneficiary, check printed bank documents (passbook, cheque leaf) or call the branch at 9297954411. For major or bulk payments, verify with the bank’s customer service before initiating the transfer.