Bihar Gramin Bank NATAYA IFSC Code

The Bihar Gramin Bank branch at Nataya serves customers in Kaimur (Bhabua), Bihar (PIN 821109). For anyone sending or receiving money to this branch, the correct IFSC code is essential. The IFSC enables electronic fund transfers such as NEFT, RTGS and IMPS and tells the payment system which bank and branch should get the funds. Using the wrong IFSC or wrong account number can delay a transfer or require a manual refund process.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	NATAYA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	6959
Branch Address	NATAYA, Kaimur (Bhabua), 821109, 7091596959
Contact Number	7091596959
City	Kaimur (Bhabua)
District	Kaimur (Bhabua) — Reason: BHABHUA
Pincode	821109
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under the Punjab National Bank arrangement for regional rural banks in this area. As a result, all earlier UBGB and DBGB IFSC codes have been revoked. The consolidated, valid IFSC for transactions to this set of branches is PUNB0MBGB06 (Punjab National Bank format). Use this IFSC for NEFT, RTGS and IMPS. Old IFSCs from UBGB/DBGB will not work and will cause transfer failures or returns.

What is an IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to route electronic payments to bank branches in India. Its structure:

• First 4 characters — bank code (alphabetic). Example: PUNB stands for Punjab National Bank.
• 5th character — reserved and always 0.
• Last 6 characters — branch identifier. It may contain letters and numbers. Example: MBGB06 in PUNB0MBGB06 identifies the Nataya branch.

MICR (Magnetic Ink Character Recognition) code like 800811002 is different. It helps cheque clearing and is used by clearinghouses, not for electronic fund routing.

How to Use the IFSC Code (NEFT, RTGS, IMPS)

1. Collect beneficiary details: name, bank name, branch, account number and IFSC (PUNB0MBGB06 for Nataya).
2. Log in to your bank’s netbanking or mobile app. Select “Fund Transfer” or “Add Beneficiary.”
3. Enter beneficiary name, account number and IFSC exactly as provided. Double-check spelling and digits.
4. Choose transfer type:
   • IMPS — instant, 24×7, for small to medium amounts.
   • NEFT — convenient for most transfers; available round-the-clock in many banks. NEFT typically suits small to medium amounts.
   • RTGS — for high-value transfers; usually used above a specified minimum (commonly around ₹2,00,000). Check your bank’s RTGS threshold and timings.
5. Confirm beneficiary setup if your bank requires approval (this can take minutes to hours).
6. Initiate transfer, enter the amount and any remarks, then authorize using OTP or transaction password.
7. Keep the transaction reference for tracking. If the transfer fails, contact your bank and provide the reference.

Benefits of Knowing the IFSC

• Ensures funds reach the correct bank branch for electronic transfers.
• Speeds up transfers: correct IFSC reduces manual intervention or rejections.
• Needed for adding beneficiaries in netbanking and mobile banking apps.
• Helps verify beneficiary details before sending money.
• Required for certain bank forms and inward remittance processing.

Contact

Branch Phone: 7091596959

Branch Address: NATAYA, Kaimur (Bhabua), 821109

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use the IFSC for both NEFT and IMPS?

  A: Yes. The same IFSC (PUNB0MBGB06) is used for NEFT, RTGS and IMPS transfers to this branch.

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match the account’s bank/branch, the transfer may be rejected or returned. If the IFSC points to a different branch but the account number matches an account in that branch, the funds could be credited there. Always verify IFSC and account number together.

• Q: Is IFSC case-sensitive?

  A: No. IFSC is not case-sensitive, but enter it exactly to avoid typos (use PUNB0MBGB06).

• Q: How do I confirm this IFSC before sending money?

  A: Confirm with the beneficiary, check the bank passbook or cheque leaf (MICR shown on cheques), or call the branch at 7091596959. Also verify the head office details if in doubt.

• Q: The old UBGB IFSC was in my records. Do I need to do anything?

  A: Yes. Old UBGB or DBGB IFSC codes are revoked after the merger. Update your saved beneficiary details to PUNB0MBGB06 to ensure future transfers succeed.