Bihar Gramin Bank NIMIYADIH IFSC Code

The Bihar Gramin Bank branch located in NIMIYADIH, Rohtas district, Bihar, is an important banking hub for the local community. When you need to transfer funds electronically using services like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service), a special code called the IFSC (Indian Financial System Code) is essential. This unique code ensures your money reaches the correct bank branch and account without error, making digital transactions safe and reliable.

Branch Details

Here are the key details for the Bihar Gramin Bank NIMIYADIH branch:

Bank Name	Bihar Gramin Bank
Branch Name	NIMIYADIH
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7524
Branch Address	NIMIYADIH, Rohtas, Bihar, Pincode: 821312
Contact Number	7541807524
City	Rohtas
District	Rohtas
Pincode	821312
State	Bihar

Merger Update for Bihar Gramin Bank

It’s important to note a significant change regarding Bihar Gramin Bank. Previously, there were two distinct regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two banks have officially merged and are now operating under the single entity known as Bihar Gramin Bank. This new bank is sponsored by Punjab National Bank (PNB).

As a result of this merger, all branches of the former Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank now use a standardized IFSC code structure. The IFSC code for Bihar Gramin Bank NIMIYADIH branch, PUNB0MBGB06, reflects this change. It is crucial to understand that any old IFSC codes previously used for UBGB or DBGB branches have been revoked and are no longer valid for transactions. For any fund transfers to or from Bihar Gramin Bank, only the new, unified IFSC code, starting with PUNB0MBGB06, should be used.

What is an IFSC Code?

An IFSC code, or Indian Financial System Code, is an eleven-character alphanumeric code. It uniquely identifies every bank branch participating in online fund transfers in India. The structure of the IFSC code is standardized:

• The first four characters represent the bank name. For Bihar Gramin Bank, this is “PUNB” because it is sponsored by Punjab National Bank.
• The fifth character is always a zero (0). This character is reserved for future use.
• The last six characters identify the specific bank branch. For the NIMIYADIH branch, these are “MBGB06”.

This unique combination ensures that when you initiate a fund transfer, your money is directed to the exact intended branch, even if there are multiple branches of the same bank in a single city.

How to Use the IFSC Code for Fund Transfers

Using the IFSC code is a straightforward process when you are making online fund transfers. Here’s how it typically works for NEFT, RTGS, and IMPS:

1. Log in to Net Banking or Mobile Banking: Access your bank’s online platform or mobile application.
2. Select Fund Transfer Option: Look for options like “Fund Transfer,” “NEFT,” “RTGS,” or “IMPS.”
3. Add Beneficiary Details: If you are transferring money to a new recipient, you will need to add them as a beneficiary. This usually involves providing:
   • Beneficiary’s Name
   • Beneficiary’s Account Number
   • Beneficiary’s Bank Name (Bihar Gramin Bank)
   • Beneficiary’s IFSC Code (PUNB0MBGB06 for NIMIYADIH branch)
   • Beneficiary’s Account Type (Savings, Current, etc.)
4. Enter Transfer Amount: Specify the amount you wish to send.
5. Confirm and Transact: Review all details carefully, especially the account number and IFSC code, before confirming the transfer.

For NEFT and RTGS, transfers are processed during specific bank working hours. IMPS offers immediate transfers 24/7.

Benefits of Knowing the IFSC Code

Knowing the correct IFSC code for your bank branch, or the branch of your beneficiary, offers several practical advantages:

• Enables Electronic Fund Transfers: It is mandatory for NEFT, RTGS, and IMPS, allowing for fast and secure digital money movement.
• Ensures Accuracy: The unique code prevents errors in sending funds to the wrong bank or branch, reducing the risk of lost or delayed payments.
• Facilitates Online Transactions: Essential for paying bills, making online purchases, and managing finances digitally.
• Streamlines Processes: Speeds up the process of adding beneficiaries and initiating transfers compared to traditional methods.
• Supports Interbank Transactions: Allows seamless money transfer between accounts held in different banks across India.

Contact Information

If you need to get in touch with Bihar Gramin Bank, here are the relevant contact details:

• NIMIYADIH Branch Phone Number: 7541807524
• NIMIYADIH Branch Address: NIMIYADIH, Rohtas, Bihar, Pincode: 821312
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

What is the IFSC code for Bihar Gramin Bank NIMIYADIH branch?

The IFSC code for Bihar Gramin Bank NIMIYADIH branch is PUNB0MBGB06. This code is crucial for all electronic fund transfers.

Is the old IFSC code for Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank still valid?

No, the old IFSC codes for Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) are no longer valid. Both banks have merged into Bihar Gramin Bank, and all transactions now require the new unified IFSC code, such as PUNB0MBGB06.

Can I transfer money to a Bihar Gramin Bank account using IMPS with this IFSC code?

Yes, you can absolutely use the IFSC code PUNB0MBGB06 to transfer money to a Bihar Gramin Bank NIMIYADIH account using IMPS. IMPS allows for instant fund transfers 24/7.

What should I do if my bank asks for the MICR code?

The MICR (Magnetic Ink Character Recognition) code for Bihar Gramin Bank NIMIYADIH branch is 800811002. This code is primarily used for clearing paper-based instruments like cheques. While less commonly required for online transfers, it’s good to have it for cheque-related transactions.

How can I verify the correct IFSC code for any Bihar Gramin Bank branch?

You can typically verify the correct IFSC code by checking the bank’s official website, referring to your passbook or chequebook, or contacting the specific branch directly. Always double-check the code before initiating any fund transfer to avoid errors.