Bihar Gramin Bank NOON KA CHAURAHA IFSC Code

The Bihar Gramin Bank branch located at NOON KA CHAURAHA in Patna, Bihar, is a vital point for banking services in its community. When you need to transfer funds securely and efficiently, understanding the details of this specific branch is crucial. The Indian Financial System Code (IFSC) is a unique identifier required for all major electronic fund transfer systems like NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). This code ensures that your money reaches the correct bank and branch without any issues.

Branch Information

Here are the detailed banking particulars for the Bihar Gramin Bank, NOON KA CHAURAHA branch:

Bank Name	Bihar Gramin Bank
Branch Name	NOON KA CHAURAHA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7561
Branch Address	NOON KA CHAURAHA, Patna, 800008, 7541807561
Contact Number	7541807561
City	Patna
District	Patna
Pincode	800008
State	Bihar

Merger and IFSC Code Update

Bihar Gramin Bank is a regional rural bank that was formed through the merger of two previous banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). This merger was a step towards streamlining operations and providing better services. The bank is sponsored by Punjab National Bank (PNB).

Following this merger, all branches, including NOON KA CHAURAHA, now operate under a single, unified IFSC code structure. The official and currently valid IFSC code for Bihar Gramin Bank branches, such as the NOON KA CHAURAHA branch, is PUNB0MBGB06.

It is important to note that any old IFSC codes previously associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank have been revoked. For any transactions, especially online fund transfers, you must use only the new IFSC code, PUNB0MBGB06. Using an old or incorrect code will result in your transaction failing.

Understanding the IFSC Code

The IFSC, or Indian Financial System Code, is an 11-character alphanumeric code that uniquely identifies every bank branch in India participating in online money transfers. This code is crucial for ensuring funds are routed correctly.

The structure of an IFSC code, like PUNB0MBGB06, is broken down as follows:

• The first four characters represent the bank name. For PUNB0MBGB06, “PUNB” stands for Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always ‘0’ (zero). This character is reserved for future use by the Reserve Bank of India (RBI).
• The last six characters identify the specific branch. In this case, “MBGB06” refers to the NOON KA CHAURAHA branch of Bihar Gramin Bank.

This standardized format helps in quickly identifying the bank and the precise branch for financial transactions.

How to Use the IFSC Code for Transfers

The IFSC code is essential for sending and receiving money electronically through NEFT, RTGS, and IMPS. Here’s how you typically use it:

1. Adding a Beneficiary: When you want to send money to someone for the first time, you need to add them as a beneficiary in your online banking portal or mobile banking app.
2. Required Details: During this process, you will be asked for specific details of the recipient. These typically include:
   • The beneficiary’s bank account number.
   • The beneficiary’s name.
   • The bank name (e.g., Bihar Gramin Bank).
   • The branch name (e.g., NOON KA CHAURAHA).
   • The accurate IFSC code for that branch, which is PUNB0MBGB06.
3. Initiating the Transfer: Once the beneficiary is added and approved, you can select them from your list to initiate a NEFT, RTGS, or IMPS transfer. You will then enter the amount you wish to send. The system will automatically use the stored IFSC code to route the funds.
4. Verification: Always double-check all details, especially the account number and IFSC code, before confirming a transaction. An incorrect IFSC code can lead to delays or the transfer failing.

Benefits of Knowing Your Branch’s IFSC Code

Having easy access to your branch’s IFSC code offers several advantages for your banking activities:

• It ensures that online fund transfers (NEFT, RTGS, IMPS) are processed accurately and efficiently.
• It is a mandatory requirement for sending money from your account to accounts in other banks and for receiving funds from others.
• Knowing the correct code helps you avoid transaction failures or delays that can occur due to incorrect information.
• The IFSC code uniquely identifies your specific bank and branch, adding an extra layer of security to your transactions.
• It is crucial for setting up recurring payments, making online purchases, and managing various financial services through internet banking or mobile apps.

Contact Information

For any inquiries or assistance related to the Bihar Gramin Bank NOON KA CHAURAHA branch or the bank’s services, you can use the following contact details:

• Branch Phone Number: 7541807561
• Branch Address: NOON KA CHAURAHA, Patna, 800008
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions

Here are some common questions about the Bihar Gramin Bank IFSC code and related services:

Q1: What does PUNB0MBGB06 signify for Bihar Gramin Bank?
A1: PUNB0MBGB06 is the Indian Financial System Code (IFSC) for the Bihar Gramin Bank NOON KA CHAURAHA branch. “PUNB” indicates Punjab National Bank as the sponsor bank, the ‘0’ is reserved, and “MBGB06” specifically identifies the NOON KA CHAURAHA branch.

Q2: Can I use this IFSC code for all types of online money transfers?
A2: Yes, the IFSC code PUNB0MBGB06 is valid and required for all major electronic fund transfer systems, including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

Q3: What will happen if I use an old IFSC code for a Bihar Gramin Bank branch?
A3: If you use an old IFSC code from before the merger (i.e., from Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank), your transaction will likely fail. The old codes are no longer valid, and only the unified PUNB0MBGB06 code (or similar codes for other merged branches) should be used.

Q4: Where can I find the IFSC code for my Bihar Gramin Bank account?
A4: Your IFSC code is usually printed on your bank’s passbook or chequebook. You can also find it on the bank’s official website, through your online banking portal, or by contacting customer service.

Q5: Is Bihar Gramin Bank a public or private sector bank?
A5: Bihar Gramin Bank is a Regional Rural Bank (RRB). RRBs are government-owned banks that operate at the regional level in India, aiming to provide banking services to rural and semi-urban areas. It is sponsored by Punjab National Bank.