Bihar Gramin Bank PINJAURA IFSC Code

PINJAURA is a branch of Bihar Gramin Bank located in Jehanabad district of Bihar (PIN 804417). This branch serves local customers for deposits, withdrawals, loans and digital transfers. For electronic fund transfers — NEFT, RTGS and IMPS — the bank uses an IFSC code to route payments correctly to this branch. Entering the correct IFSC ensures funds reach the exact branch and account without delay or return.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	PINJAURA
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7208
Branch Address	PINJAURA, Jehanabad, 804417, 9771464208
Contact Number	9771464208
City	Jehanabad
District	Jehanabad
Reason	Patna
Pincode	804417
State	Bihar

Merger Update

Bihar Gramin Bank operates under the consolidated structure following the merger of regional rural banks. If this branch previously belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both banks have been merged into a single entity for operational and clearing purposes. All branches now use the single IFSC code PUNB0MBGB06 under Punjab National Bank sponsorship for electronic transfers. Old UBGB/DBGB IFSC codes have been revoked. Only the new IFSC (PUNB0MBGB06) is valid for NEFT, RTGS and IMPS transactions to this branch.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is:

• First 4 characters – Bank identifier (example: PUNB = Punjab National Bank).
• 5th character – Reserved and is always 0 (zero).
• Last 6 characters – Branch identifier (alphanumeric). This uniquely points to the branch (example: MBGB06 in PUNB0MBGB06).

Note: The printed branch code (numeric, e.g., 7208) may differ from the IFSC suffix. The IFSC last six characters are the definitive branch identifier for electronic transfers.

How to Use IFSC Code

Follow these steps when sending money via NEFT, RTGS or IMPS:

• Open your bank’s netbanking or mobile app and go to the Payments / Fund Transfer section.
• Select the transfer type:
  • NEFT – generally used for any value; now available 24×7.
  • RTGS – for high-value transfers (bank-set minimums apply; RTGS typically used for ₹2,00,000 and above, check your bank).
  • IMPS – immediate transfer for smaller values; per-transaction limits depend on your bank (commonly up to ₹2 lakh).
• Add a beneficiary or payee: enter beneficiary name, account number and the IFSC code PUNB0MBGB06 exactly as shown.
• Verify details and confirm. Most banks send an OTP to authenticate beneficiary addition and transaction approval.
• For NEFT, RTGS and IMPS, always re-check the IFSC before confirming. Mistyped IFSC can route funds incorrectly or cause rejection.

Benefits of Knowing the IFSC

• Ensures accurate routing of electronic payments to the exact branch and account.
• Prevents delays, returns or misdirected funds caused by wrong branch identification.
• Required to add a beneficiary in internet banking or mobile apps.
• Useful for receiving payments from employers, government agencies or third parties who need branch-level routing.
• Helps reconcile payments using MICR and branch code information when needed.

Contact

Branch Phone: 9771464208

Branch Address: PINJAURA, Jehanabad, 804417

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use any old UBGB or DBGB IFSC for transfers to this branch?
  A: No. Old UBGB and DBGB IFSC codes have been revoked. Use only the current IFSC PUNB0MBGB06 for transfers.
• Q: Where can I find the IFSC for this branch on paper documents?
  A: The IFSC is printed on chequebooks and passbooks. It is also available on branch counters and bank account statements. For PINJAURA branch use PUNB0MBGB06.
• Q: What happens if I enter a wrong IFSC code during transfer?
  A: If the wrong IFSC points to a valid but different branch, funds could go to another account or be rejected. If the IFSC is invalid, the transaction will usually be returned. Always verify account number and IFSC before confirming.
• Q: Are NEFT and RTGS available round-the-clock?
  A: NEFT and RTGS are now available 24×7 for most banks, but banks may enforce cut-off rules for certain services. IMPS is real-time and available 24×7 subject to bank limits.
• Q: Is IFSC case-sensitive? Do I need to type letters in uppercase?
  A: IFSC is typically entered in uppercase in forms, and banking systems recognize it accordingly. Enter it exactly as provided: PUNB0MBGB06.