The Bihar Gramin Bank branch at Purani Godown is located in Gaya, Bihar (PIN 823001). This branch uses the IFSC code PUNB0MBGB06 for electronic fund transfers. IFSC codes are essential for routing NEFT, RTGS and IMPS payments to the correct bank and branch. Using the correct IFSC prevents delays and failed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | PURANI GODOWN |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6917 |
| Branch Address | PURANI GODOWN, Gaya, 823001, 7091596917 |
| Contact Number | 7091596917 |
| City | Gaya |
| District | Gaya |
| Reason | GAYA |
| Pincode | 823001 |
| State | Bihar |
Merger Update
Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been reorganised under Punjab National Bank for IT and clearing purposes. Both banks now use the single IFSC code PUNB0MBGB06 (the PUNB prefix is for Punjab National Bank). Old UBGB and DBGB IFSC codes have been revoked. For any NEFT/RTGS/IMPS transfer to branches that formerly used UBGB or DBGB codes, use only the new IFSC PUNB0MBGB06. Transactions made with old IFSC codes may fail or be returned.
What is an IFSC Code?
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- First 4 characters = bank identifier (for example, PUNB = Punjab National Bank).
- 5th character = ‘0’ (reserved for future use).
- Last 6 characters = branch identifier (alphanumeric). In PUNB0MBGB06, “MBGB06” refers to the specific branch mapping.
How to Use IFSC Code for NEFT, RTGS and IMPS
Follow these steps when making an electronic transfer.
- Choose transfer type: NEFT for most values, RTGS for large-value real-time transfers, IMPS for instant 24×7 transfers from mobile/internet banking.
- Add beneficiary: Go to your bank’s ‘Add Payee/Beneficiary’ screen. Enter beneficiary name, account number, account type, bank name and the IFSC (PUNB0MBGB06 for Purani Godown branch).
- Verify details: Re-check account number and IFSC. A single wrong digit in the account number or IFSC can route money incorrectly or cause failure.
- Confirm with OTP/2FA: Most banks require OTP or other two-factor authentication to add a beneficiary and to initiate a transfer.
- Submit transfer: Enter amount, purpose and schedule payment. For NEFT/RTGS, verify settlement timing — NEFT and RTGS are available 24×7 now, but processing speed can depend on both remitter and beneficiary bank’s systems.
- Record transaction details: Save UTR/transaction reference for tracking if you need to follow up.
Note: RTGS is intended for high-value immediate settlement (traditionally used for amounts at or above around ₹2 lakh—check your bank’s rule). IMPS is for instant smaller transfers within bank-specified limits. NEFT works for any value and is settled continuously across the day.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch quickly.
- Prevents failed transfers and return charges.
- Needed to add beneficiaries in internet and mobile banking.
- Useful for salary credits, vendor payments and receiving remittances.
- Helps customer support identify and troubleshoot transfer issues using the IFSC and UTR.
Contact
Branch phone no: 7091596917
Branch Address: PURANI GODOWN, Gaya, 823001
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: How can I verify that PUNB0MBGB06 is correct for Purani Godown branch?
A: Verify the IFSC printed on a cheque leaf from the account, check bank-provided account opening documents, or confirm with the branch phone number (7091596917). Also confirm beneficiary account number and branch name match.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC points to another valid branch, the transfer will go to the account number provided at that branch. If the IFSC is invalid, the transfer will fail and funds will be returned. Always verify both IFSC and account number before sending money.
Q: Are IFSC and MICR the same?
A: No. IFSC routes electronic transfers (NEFT/RTGS/IMPS). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly to speed cheque processing and clearing within the MICR clearing system.
Q: Can I use branch name instead of IFSC for transfers?
A: No. Banks and payment systems require the IFSC to route electronic payments. Branch name alone is not sufficient.
Q: My beneficiary’s old UBGB/DBGB IFSC is shown in records. Is it still valid?
A: No. Old UBGB and DBGB IFSC codes have been revoked. Use the unified IFSC PUNB0MBGB06 for transactions to branches now under this code. If uncertain, confirm with the branch phone (7091596917) before transferring funds.
Q: A transfer to this IFSC is pending. What should I do?
A: Keep your transaction UTR/reference. Contact your bank with UTR and beneficiary details. You may also call the branch (7091596917) or toll-free support (18001807777) to trace the transfer. Banks typically resolve such queries within specified timelines set by the regulator.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.