Bihar Gramin Bank Rajarampatti IFSC Code

The Bihar Gramin Bank branch at Rajarampatti is located in Rajarampatti village, Maduhbani district, Bihar (PIN 847108). This IFSC code information is used to route electronic fund transfers (NEFT, RTGS, IMPS) correctly. Entering the correct IFSC ensures money moves to the intended branch and account without delay.

Bihar Gramin Bank Rajarampatti IFSC Code

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Rajarampatti
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100360
Branch Address	Rajarampatti, MADHUBANI, 847108, 9297954933
Contact Number	9297954933
City	MADHUBANI
District	MADHUBANI
Reason	JHANJHARPUR
Pincode	847108
State	Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank (PNB). After the merger, the combined operations use a single IFSC code: PUNB0MBGB06. Old IFSC codes issued to UBGB or DBGB branches are revoked. For all NEFT, RTGS, or IMPS transfers to this branch, use only the new IFSC PUNB0MBGB06. Using revoked codes can cause transaction failure or delays.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches in electronic payment systems.

• First 4 characters: Bank code. Example: PUNB = Punjab National Bank.
• 5th character: Always zero (reserved for future use).
• Last 6 characters: Branch identifier. Example: MBGB06 identifies the Rajarampatti branch under the PNB-hosted system.

IFSC is case-insensitive in banks’ systems, but use the exact code format when copying or entering it in forms.

How to Use IFSC Code

1. Open your bank’s internet banking, mobile app, or visit the branch.
2. Choose the transfer type: NEFT, RTGS, or IMPS. (Use RTGS for large same-day transfers; NEFT for routine transfers; IMPS for instant 24×7 retail transfers.)
3. Add beneficiary details: name, account number, and IFSC code PUNB0MBGB06. Select Bihar Gramin Bank / Punjab National Bank if prompted.
4. Verify the beneficiary name shown by the system. If the name does not match, cancel and recheck the account number and IFSC.
5. Enter amount and any transaction remark. Confirm charges and confirm the transaction with OTP or bank approval method.
6. Keep the transaction reference number. Check beneficiary account after the expected clearing time (RTGS usually same-day, NEFT hourly batches or 24×7 continuous NEFT, IMPS immediate).

Benefits of Knowing the IFSC

• Ensures accurate routing of NEFT, RTGS and IMPS transfers to the correct branch.
• Prevents transaction failures and delays caused by wrong branch identification.
• Useful for receiving refunds, salary credits, vendor payments, and online purchases.
• Needed when adding a beneficiary in any bank’s netbanking or mobile app.
• MICR code helps with cheque clearing; IFSC helps with electronic transfers.

Contact

Branch phone: 9297954933

Branch address: Rajarampatti, MADHUBANI, 847108

Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll free: 18001807777

FAQs

• Q: Can I use any older UBGB or DBGB IFSC for transfers to Rajarampatti?

  A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 for successful transactions.

• Q: What if I enter the wrong IFSC but correct account number?

  A: If the IFSC points to a different bank/branch, the transfer may fail or be routed incorrectly. Banks usually validate account-number-and-IFSC combinations and may reject the transfer. Always double-check both fields.

• Q: Which transfer method should I choose—NEFT, RTGS, or IMPS?

  A: Use IMPS for instant small-value transfers any time. Use NEFT for normal transfers (now largely continuous) and RTGS for large-value same-day transfers (minimum amount threshold may apply per bank).

• Q: Is MICR code required for electronic transfers?

  A: No. MICR (800811002) is used for cheque clearing. IFSC is required for electronic transfers (NEFT/RTGS/IMPS).

• Q: How can I confirm the payee’s branch name after entering IFSC?

  A: Most netbanking or mobile apps display the branch or beneficiary name for confirmation before you complete the transfer. If unsure, contact the branch at 9297954933 to verify details before sending large amounts.