Bihar Gramin Bank Rambag Chowk IFSC Code

The Bihar Gramin Bank branch at Rambag Chowk is located in Madhubani district, Bihar (PIN 847408). For anyone sending or receiving funds to this branch, using the correct IFSC code is essential. The IFSC identifies the specific bank branch for electronic fund transfers through NEFT, RTGS, and IMPS. An incorrect code can delay or misroute payments, so confirm the code before initiating a transfer.

Branch Details Table

Field	Details
Bank Name	Bihar Gramin Bank
Branch Name	Rambag Chowk
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100355
Branch Address	Rambag Chowk, MADHUBANI, 847408, 9297954934
Contact Number	9297954934
City	MADHUBANI
District	MADHUBANI
Reason	JHANJHARPUR
Pincode	847408
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under Punjab National Bank. All branches formerly operating under UBGB or DBGB now use the unified IFSC PUNB0MBGB06 for electronic transfers. Old UBGB/DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transaction, use only the new IFSC PUNB0MBGB06. Transactions initiated with retired (old) IFSC codes may fail or be returned.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code that uniquely identifies a bank branch in electronic payment systems. Its structure is fixed:

• First 4 characters — bank identifier (example: PUNB stands for Punjab National Bank).
• 5th character — always 0 (reserved for future use).
• Last 6 characters — branch identifier (example: MBGB06 identifies the Rambag Chowk branch under the merged structure).

Example: PUNB0MBGB06 breaks down as PUNB (bank) + 0 (reserved) + MBGB06 (branch).

How to Use IFSC Code

Follow these steps to send money to the Rambag Chowk branch using NEFT, RTGS, or IMPS:

1. Open your bank’s netbanking, mobile app, or visit a branch for offline transfer.
2. Select the transfer type: NEFT, RTGS (for high-value payments) or IMPS (instant mobile transfers).
3. Add or select beneficiary. Provide beneficiary name and account number exactly as bank records show.
4. Enter the IFSC code: PUNB0MBGB06. Double-check each character; a single mistake can route the payment incorrectly.
5. Confirm beneficiary details and authorize the payment using OTP or your banking authentication method.
6. Save the beneficiary for future transfers if required.

Notes on timing and limits:

• NEFT: Available 24×7. Suitable for most values.
• RTGS: For large-value transfers (historically used for transactions ₹2,00,000 and above). Check your bank’s RTGS minimum and timing; most banks now support 24×7 RTGS.
• IMPS: Immediate transfer, available 24×7 for smaller, urgent transfers. Individual bank transaction limits may apply.

Always verify beneficiary details and bank limits before initiating high-value transfers.

Benefits of Knowing the IFSC

• Ensures funds reach the correct branch quickly using NEFT, RTGS, or IMPS.
• Reduces the chance of return or delay due to incorrect routing.
• Required for setting up beneficiaries in internet banking and mobile banking apps.
• Helps customer service and reconciliation when tracking inbound transfers (useful for businesses).
• Makes online bill payments, salary disbursements, and vendor payments straightforward and auditable.

Contact

Branch Phone: 9297954934

Branch Address: Rambag Chowk, MADHUBANI, 847408

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll-free: 18001807777

FAQs

• Q: How can I confirm the IFSC before transferring?

  A: Confirm the IFSC shown on the beneficiary’s bank passbook, cheque leaf, or by calling the branch at 9297954934. Use PUNB0MBGB06 for Rambag Chowk.

• Q: What happens if I enter a wrong IFSC?

  A: If the IFSC does not match the destination bank/branch code, the transfer can fail and be returned. If it resolves to another valid branch, funds may go to the wrong branch—corrective action then requires coordination between sending and receiving banks and can take time.

• Q: Are the old UBGB or DBGB IFSC codes still valid?

  A: No. Following the merger into Punjab National Bank, old UBGB/DBGB IFSC codes were revoked. Use only PUNB0MBGB06 for transactions to this branch.

• Q: Which transfer method should I use—NEFT, RTGS or IMPS?

  A: Use IMPS for immediate small-value transfers at any time. Use NEFT for regular transfers of any size; it is convenient and widely used. Use RTGS for large-value payments (check your bank’s minimum, typically around ₹2,00,000).

• Q: What is MICR and when is it needed?

  A: MICR (Magnetic Ink Character Recognition) code—here 800811002—is used mainly for processing cheques via the clearing system. It is not required for NEFT/RTGS/IMPS but matters for cheque clearing and inward cheque processing.

• Q: Can I receive international transfers to this branch using IFSC?

  A: For inward international wire transfers, banks typically use SWIFT/BIC codes and correspondent bank routing. Use the branch IFSC when instructed by your bank or the remitting bank for rupee-credited domestic routing. Confirm exact instructions with your branch or head office before arranging an international remittance.