The Bihar Gramin Bank branch at Ramchandarpur is located in Gopalganj district of Bihar (PIN 841440). This IFSC code page explains the exact code you should use for electronic funds transfers. A correct IFSC is essential for NEFT, RTGS and IMPS transfers because it identifies the bank and the specific branch. Using the wrong code can delay the transfer or cause it to be returned.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Ramchandarpur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100546 |
| Branch Address | Ramchandarpur, GOPALGANJ, 841440, 9297954546 |
| Contact Number | 9297954546 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841440 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank. The consolidated operations use the single IFSC PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT, RTGS and IMPS transfers to this branch you must use PUNB0MBGB06; older codes will not work and will cause failed or returned transactions.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems.
- First 4 characters — Bank identifier. Example: PUNB = Punjab National Bank.
- 5th character — Always 0 (reserved for future use).
- Last 6 characters — Branch identifier. These can be letters, numbers, or both. Example: in PUNB0MBGB06, MBGB06 is the branch code.
Note: The last 6 characters map to a specific branch. They are used by the electronic clearing systems to route the payment to the correct location.
How to Use IFSC Code
- Open your bank’s netbanking portal or mobile app.
- Choose the payment method: NEFT, RTGS or IMPS. Banks usually show which scheme to use based on amount and timing.
- Enter beneficiary name and account number exactly as given by the recipient.
- Enter the IFSC code PUNB0MBGB06 in the IFSC field. Double-check each character — letters and zeros are often confused.
- Enter the amount and any remarks required. Verify the beneficiary details shown by the bank before authorizing.
- Authorize the payment using OTP, token or netbanking password as your bank requires.
- Save or note the transaction reference for tracking.
Practical tip: After entering IFSC and account number, many banks display the branch name. Confirm it reads Ramchandarpur, Gopalganj before proceeding.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without delay.
- Reduces the chance of failed or returned transactions.
- Required for online fund transfers (NEFT, RTGS, IMPS) and some banking forms.
- Helps verify beneficiary details quickly during payments.
- Useful for setting up electronic mandates and automated credits like salary or vendor payments.
Contact
Branch phone no: 9297954546
Branch Address: Ramchandarpur, GOPALGANJ, 841440
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for this branch?
A: Yes. Following the merger, PUNB0MBGB06 is the valid IFSC. Old UBGB/DBGB codes have been revoked and will not work for transactions.
Q: What happens if I enter a wrong IFSC but correct account number?
A: If the IFSC does not match the account number and bank, the payment may fail or be returned. Some banks match both IFSC and account details and will block the transfer. Always verify the displayed beneficiary branch before confirming.
Q: How can I verify this IFSC before sending money?
A: Check with the beneficiary for confirmation, call the branch at 9297954546, or ask your bank to validate the IFSC when you enter it. Most netbanking systems show the branch name after you enter IFSC and account number.
Q: Does IFSC change after bank mergers?
A: Yes. Post-merger, banks may migrate to a new IFSC under the acquiring bank. In this case, UBGB/DBGB branches now use PUNB0MBGB06. Old codes are revoked and should not be used.
Q: Is IFSC the same as MICR?
A: No. IFSC is used for electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used on cheques for clearing physical instruments. Both identify branches but are used in different systems.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.