Bihar Gramin Bank SAKARPUR SHERGHATI IFSC Code

The Bihar Gramin Bank branch at SAKARPUR SHERGHATI is located in Gaya district, Bihar (PIN 824211). This IFSC code is essential for moving money electronically. You need it to route NEFT, RTGS and IMPS transfers to the correct bank and branch. Entering the right IFSC prevents failed or misrouted transfers.

Branch Details Table

  • Bank Name – Bihar Gramin Bank
  • Branch Name – SAKARPUR SHERGHATI
  • IFSC Code – PUNB0MBGB06
  • MICR Code – 800811002
  • Branch Code – 7260
  • Branch Address – SAKARPUR SHERGHATI, Gaya, 824211, 9771464260
  • Contact Number – 9771464260
  • City – Gaya
  • District – Gaya
  • Reason – GAYA
  • Pincode – 824211
  • State – Bihar

Merger Update

Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and operate under Punjab National Bank for electronic transfers. The consolidated IFSC for affected branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. Use only the new IFSC PUNB0MBGB06 for NEFT, RTGS and IMPS transactions. If you previously had an older UBGB code, update beneficiary details before initiating transfers.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payments. The structure is:

  • First 4 characters — bank code (example: PUNB = Punjab National Bank).
  • 5th character — always 0 (reserved).
  • Last 6 characters — branch identifier (example: MBGB06 identifies the SAKARPUR SHERGHATI branch under the merged scheme).

How to Use IFSC Code

  • Collect beneficiary details: name, account number, bank and branch IFSC (PUNB0MBGB06 for this branch).
  • Open your bank’s netbanking or mobile app and go to the funds transfer section.
  • Choose transfer type: NEFT, RTGS or IMPS. Use IMPS for instant small-value transfers anytime. Use RTGS for large-value immediate transfers (check your bank’s minimum). NEFT settles in batches—timings vary.
  • Enter beneficiary name, account number and IFSC exactly as provided. You can also enter the branch name for confirmation.
  • Save the beneficiary if required. Confirm details and authenticate using OTP or other 2-factor methods.
  • Submit and note the transaction reference. Verify the beneficiary and IFSC before final confirmation to avoid errors.

Benefits

  • Ensures funds route to the correct bank and branch.
  • Required for all electronic transfers: NEFT, RTGS and IMPS.
  • Reduces chances of failed transactions and delays.
  • Makes automated reconciliation easier for businesses and accounts.
  • Helps customer service verify and locate accounts quickly.

Contact

  • Branch Phone – 9771464260
  • Branch Address – SAKARPUR SHERGHATI, Gaya, 824211
  • Head Office Address – SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
  • Toll Free – 18001807777

FAQs

  • Q: Can I use PUNB0MBGB06 for NEFT, RTGS and IMPS to this branch?

    A: Yes. PUNB0MBGB06 is the valid IFSC for the SAKARPUR SHERGHATI branch for all three payment systems.
  • Q: What happens if I enter a wrong IFSC?

    A: If the IFSC does not match the bank and branch details, the transfer may be rejected or routed to the wrong branch. Rejected transfers return to the sender after standard bank processing times. Always double-check before confirming.
  • Q: How do I verify this IFSC before transferring?

    A: Verify on your bank’s beneficiary-creation screen, on a bank-issued cheque leaf, by calling the branch at 9771464260, or by contacting the bank’s toll-free number 18001807777.
  • Q: Are old UBGB or DBGB IFSC codes still usable?

    A: No. Old UBGB and DBGB IFSC codes have been revoked. Use the merged IFSC PUNB0MBGB06 for transactions.
  • Q: Is IFSC the same as MICR?

    A: No. IFSC is used for electronic transfers. MICR (here 800811002) is primarily used for cheque processing. Both identify bank branches but serve different systems.

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