The Bihar Gramin Bank, SAKURABAD branch is located in SAKURABAD village, Jehanabad district, Bihar — PIN 804425. This branch handles routine retail and agricultural banking for nearby villages and towns. For electronic fund transfers (NEFT, RTGS, IMPS), the correct IFSC code is essential. The IFSC ensures your payment routes to the exact bank and branch and prevents delays or returns.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | SAKURABAD |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7211 |
| Branch Address | SAKURABAD, Jehanabad, 804425, 9771464211 |
| Contact Number | 9771464211 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 804425 |
| State | Bihar |
Merger Update
This branch code and IFSC are now under Punjab National Bank numbering: PUNB0MBGB06. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their operations consolidated. Old UBGB IFSC codes have been revoked. For NEFT, RTGS or IMPS transfers, use only the new IFSC PUNB0MBGB06. Using an old UBGB or DBGB IFSC may cause the transfer to fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify banks and branches for electronic payments.
- First 4 characters – bank code (letters). Example: PUNB = Punjab National Bank.
- 5th character – always zero (0) by design. It is reserved for future use.
- Last 6 characters – branch code (letters and/or numbers). Example: MBGB06 in PUNB0MBGB06.
The MICR code (9 digits) — here 800811002 — is separate and used mainly for cheque clearing by the Reserve Bank’s magnetic ink system.
How to Use IFSC Code
Use the IFSC when you add a beneficiary or initiate an online transfer. Follow these steps:
- Open your bank’s netbanking or mobile banking app.
- Go to “Fund Transfer” and choose the method: NEFT, RTGS or IMPS.
- Enter beneficiary name and account number exactly as per their bank account.
- Enter the IFSC code: PUNB0MBGB06. The system often validates the bank and branch name after you enter this code.
- Enter the amount and purpose. Choose NEFT/RTGS/IMPS depending on urgency and limits: IMPS for instant, NEFT for scheduled/standard, RTGS for high-value same-day settlement where supported.
- Confirm details and authorize the transaction (OTP, token or netbanking password as required).
- Keep the transaction reference or UTR for tracking and proof of payment.
Note: If your app auto-fills bank/branch name after IFSC entry, verify that it shows SAKURABAD, Jehanabad before confirming.
Benefits of Knowing the IFSC
- Ensures money reaches the exact branch and account without manual routing.
- Prevents delays and failed transfers due to incorrect branch identification.
- Used across NEFT, RTGS and IMPS — a single identifier for different transfer modes.
- Makes adding beneficiaries faster because most systems validate IFSC automatically.
- Useful when filling cheques or bank forms that require both IFSC and MICR codes.
Contact
Branch phone no: 9771464211
Branch Address: SAKURABAD, Jehanabad, 804425
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use an old UBGB IFSC for transfers to this branch?
A: No. Old UBGB/DBGB IFSCs have been revoked after the merger. Use only PUNB0MBGB06 for successful transfers.
Q: What if I entered the wrong IFSC by mistake?
A: If the IFSC is wrong but matches another valid branch, funds may go to that branch — contact your bank immediately to raise a recall. If the IFSC is invalid, the transfer will usually be returned to your account after processing. Keep your transfer reference or UTR to track the transaction.
Q: Is IFSC case-sensitive?
A: No. Banking systems accept IFSC in upper or lower case, but standard practice is upper case (e.g., PUNB0MBGB06).
Q: Which code do I use for cheque clearing — IFSC or MICR?
A: Cheque clearing primarily uses the MICR code (800811002) and account/branch details. IFSC is for electronic transfers; MICR is for physical cheque processing.
Q: Can I transfer funds using mobile number instead of IFSC?
A: Some banks support UPI or mobile-number-based transfers where IFSC is not needed. For NEFT/RTGS/IMPS through netbanking, you must provide the IFSC and account number unless the bank offers an alternate verified identifier such as a UPI ID or MMID service.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.