The Bihar Gramin Bank branch at SALEMPUR LANJO is located in Jehanabad district of Bihar (PIN 804417). This branch handles local retail and rural banking services for residents of Saleempur Lanjo and surrounding villages. For electronic fund transfers such as NEFT, RTGS and IMPS the IFSC code is essential. The IFSC routes payments to the correct bank and branch. Without the correct IFSC (and account number and beneficiary name) an online transfer can fail or be delayed.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | SALEMPUR LANJO |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 6896 |
| Branch Address | SALEMPUR LANJO, Jehanabad, 804417, 9523596896 |
| Contact Number | 9523596896 |
| City | Jehanabad |
| District | Jehanabad |
| Reason | Patna |
| Pincode | 804417 |
| State | Bihar |
Merger Update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and now operate under the sponsorship of Punjab National Bank. After the merger, both banks use the single IFSC code PUNB0MBGB06 under Punjab National Bank for electronic transfers. Old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for NEFT, RTGS and IMPS transactions to these branches.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify a specific bank branch in electronic payment systems.
- First 4 characters — alphabetic bank code (example: PUNB = Punjab National Bank).
- 5th character — always zero (0). It is reserved for future use.
- Last 6 characters — branch identifier. This can be letters, numbers or both (example: MBGB06 in PUNB0MBGB06).
So an IFSC looks like this: BBBB0XXXXXX, where B=bank, 0=fixed, X=branch code.
How to Use IFSC Code
- Open your bank’s netbanking, mobile banking app, or visit the branch for manual forms.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; RTGS is for large-value transfers — verify minimum limits with your bank.)
- Select “Add Beneficiary” or “New Payee.”
- Enter beneficiary name exactly as on the account, account number, and the IFSC code PUNB0MBGB06.
- Save the beneficiary. Your bank may require OTP or approval delay for security.
- Initiate the transfer by selecting the saved beneficiary, entering the amount, and authorizing the transaction.
- Note transaction confirmation details and UTR (Unique Transaction Reference) for future tracking.
Benefits of Knowing the IFSC
- Ensures funds route to the correct bank branch. Reduces failed or misdirected transfers.
- Required for all electronic transfers: NEFT, RTGS and IMPS.
- Saves time — you can add beneficiaries and make transfers online without visiting the branch.
- Helps verify bank details when reconciling payments or invoices.
- Makes it possible to receive automated credits such as salaries, subsidies or refunds.
Contact
Branch phone no: 9523596896
Branch Address: SALEMPUR LANJO, Jehanabad, 804417
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB and DBGB IFSC codes have been revoked after the merger. Use the new IFSC PUNB0MBGB06 for transactions to these branches.
Q: What happens if I enter a wrong IFSC?
A: If the IFSC does not match the destination bank/branch, the transfer may fail or be routed incorrectly. NEFT/RTGS systems use IFSC to route payments. You may need bank assistance to trace and recover funds if misrouted.
Q: Is IFSC the same as MICR?
A: No. IFSC identifies the electronic routing code for a branch. MICR (Magnetic Ink Character Recognition) code is used mainly for cheque processing. Both identify branch details but serve different systems.
Q: Can I transfer funds without IFSC?
A: For online NEFT/RTGS/IMPS you must provide the IFSC. Some banks allow transfers using UPI IDs or mobile numbers, which bypass explicit IFSC entry, but direct account-to-account electronic transfers require IFSC.
Q: How can I verify the IFSC before sending money?
A: Confirm the IFSC from a bank-issued document (passbook, cheque leaf) or contact the branch phone (9523596896) or the bank’s toll-free number (18001807777). Always double-check beneficiary name and account number too.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.