Sanhauli is a village in Khagaria district, Bihar (PIN 851204). This article lists the Bihar Gramin Bank Sanhauli branch details and explains the role of the IFSC code for electronic fund transfers. The IFSC code is essential when you send or receive money via NEFT, RTGS or IMPS. It tells the payment system which bank and which branch should get the funds, so entering it correctly prevents delays and failed transfers.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sanhauli |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 3530 |
| Branch Address | Sanhauli, Khagaria, 851204, 8102926330 |
| Contact Number | 8102926330 |
| City | Khagaria |
| District | Khagaria |
| Reason | BEGUSARAI |
| Pincode | 851204 |
| State | Bihar |
Merger Update
Important: The regional rural banks in Bihar were reorganized. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged and their operations were consolidated under Punjab National Bank’s sponsored system. The single IFSC in use for the merged entity is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For all NEFT / RTGS / IMPS transactions you must use the new IFSC PUNB0MBGB06. Transactions using old IFSC codes will fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code used for electronic fund transfers in India. Its structure is fixed:
- First 4 characters – alphabetic bank code (example: PUNB = Punjab National Bank).
- 5th character – reserved and is always 0 (zero).
- Last 6 characters – branch identifier (alphanumeric), unique to the branch (example: MBGB06 in PUNB0MBGB06).
So in PUNB0MBGB06, PUNB identifies the bank, 0 is reserved, and MBGB06 identifies the Sanhauli branch within the bank’s system.
How to Use IFSC Code
- Open your bank’s internet banking or mobile app, or visit a branch.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is available 24×7 for immediate transfers; NEFT is processed in cycles; RTGS is used for large-value payments and settles in real time.)
- Add or select the beneficiary. Enter beneficiary name, account number and the IFSC code PUNB0MBGB06. Enter the correct branch name (Sanhauli) to avoid confusion.
- Double-check account number and IFSC before confirming. A wrong account number or IFSC can route funds incorrectly or cause a failure.
- Confirm the transfer and note the transaction reference. For NEFT/RTGS, you may get a settlement reference; IMPS gives immediate confirmation.
- If unsure about cut-off times or value limits, check with the bank by calling the branch or the toll-free number.
Benefits of Knowing the IFSC
- Ensures correct routing of funds to the exact branch and account.
- Reduces failed or returned transactions caused by incorrect routing.
- Required input for all electronic transfers: NEFT, RTGS and IMPS.
- Makes adding beneficiaries in online banking faster and error-free.
- Helps when reconciling payments or tracking transaction status with the bank.
Contact
Branch phone no: 8102926330
Branch Address: Sanhauli, Khagaria, 851204
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I keep using the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after merger. Use the new IFSC PUNB0MBGB06 for all transactions to this branch.
Q: Where can I find the IFSC on my cheque book?
A: The IFSC is usually printed on the cheque leaf near the MICR line or top-right corner. If not, call the branch or check your bank passbook or account details in netbanking/mobile app.
Q: Is IFSC case-sensitive?
A: No. IFSC is not case-sensitive, but it is usually shown in uppercase. Entering it in lowercase in most bank forms still works, but use the exact code to avoid mistakes.
Q: What happens if I enter a wrong IFSC but correct account number?
A: Banks route using IFSC plus account number. If the IFSC points to a different bank/branch, the transaction may be rejected or returned. If IFSC matches a branch but the account number is wrong, the receiving bank may reject or return funds after verification. Always double-check both.
Q: Do I need IFSC for UPI transfers?
A: No. UPI uses Virtual Payment Addresses (VPAs) and does not require IFSC. But for NEFT/RTGS/IMPS you must provide the IFSC.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.