The Bihar Gramin Bank branch at Sarbahda is located in Gaya district, Bihar (PIN 824789). This branch serves local customers for deposits, withdrawals and electronic payments. For online fund transfers—NEFT, RTGS and IMPS—the branch IFSC is the key identifier required by banks and payment systems. The IFSC ensures money is routed to the correct bank and branch for secure, reliable settlement.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | SARBAHDA |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7262 |
| Branch Address | SARBAHDA, Gaya, 824789, 9771464262 |
| Contact Number | 9771464262 |
| City | Gaya |
| District | Gaya |
| Reason | GAYA |
| Pincode | 824789 |
| State | Bihar |
Merger Update
Note on UBGB and DBGB: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were consolidated under a single sponsor bank. Both banks now use the single IFSC code PUNB0MBGB06 under Punjab National Bank for interbank electronic transfers. Old UBGB IFSC codes have been revoked; they are no longer valid for NEFT, RTGS or IMPS. Always use the current IFSC PUNB0MBGB06 for transactions to this group of branches.
What is IFSC Code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to route electronic payments to the correct bank branch.
- First 4 characters — identify the bank (example: PUNB = Punjab National Bank).
- 5th character — is always the digit zero (0). This is reserved for future use.
- Last 6 characters — identify the specific branch (example: MBGB06).
So in PUNB0MBGB06, “PUNB” = bank, “0” = reserved, “MBGB06” = branch identifier.
How to Use IFSC Code
Use the IFSC when adding a beneficiary or making an online transfer. Steps:
- Open your bank’s internet banking or mobile app (or visit branch counter for forms).
- Choose the transfer type: NEFT, RTGS or IMPS.
- Enter beneficiary’s name exactly as in their account records.
- Enter the account number and re-check it digit by digit.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Sarbahda.
- Enter amount and purpose, then authorize (OTP / transaction password / UPI PIN as required).
- Verify the confirmation message and save the transaction reference for records.
Practical tips: copy-paste the IFSC to avoid typing mistakes. Confirm the beneficiary account number and name with the recipient if the transfer is large.
Benefits of Knowing the IFSC
- Ensures funds reach the correct bank branch during NEFT, RTGS and IMPS transfers.
- Reduces risk of failed or misrouted transactions caused by incorrect branch identification.
- Required for linking accounts for auto-payments, salary credits and vendor payments.
- Useful when filling cheque deposit slips or electronic forms that ask for branch details.
- Makes reconciliation easier—matching transactions with branch-specific MICR/IFSC helps accounting.
Contact
Branch phone: 9771464262
Branch address: SARBAHDA, Gaya, 824789
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Is PUNB0MBGB06 valid for NEFT, RTGS and IMPS?
A: Yes. Use IFSC PUNB0MBGB06 when transferring funds to this branch via NEFT, RTGS or IMPS. This is the current valid IFSC for the merged banks under Punjab National Bank sponsorship.
Q: What happens if I enter the wrong IFSC?
A: A wrong IFSC usually prevents the payment from being routed and the transfer will fail or be returned. If the account number and IFSC mismatch and the system finds an account match, funds could be credited incorrectly—so double-check both fields before sending money.
Q: Why is MICR different from IFSC and when is it used?
A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used primarily for cheque clearing. IFSC is used for electronic transfers. For cheque deposits, MICR helps faster clearing; for NEFT/RTGS/IMPS you must use IFSC.
Q: Are old UBGB IFSC codes still accepted?
A: No. Old UBGB IFSC codes have been revoked after consolidation. The single valid code to use is PUNB0MBGB06 under Punjab National Bank. Always confirm the current IFSC with the beneficiary or the bank before transfer.
Q: How can I verify the IFSC before making a transfer?
A: Verify by checking an official bank communication (cheque leaf, bank passbook, branch visit) or by calling the branch at 9771464262 or the bank’s toll-free number 18001807777. Do not rely only on third-party websites—confirm with the bank if in doubt.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.