The Bihar Gramin Bank branch at Sasamusa is located in Sasamusa village, Gopalganj district, Bihar (PIN 841505). This branch uses the IFSC code to route electronic fund transfers. The IFSC is required for NEFT, RTGS and IMPS transfers so banks and payment systems can identify the exact branch and complete the payment without manual routing errors.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sasamusa |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100492 |
| Branch Address | Sasamusa, GOPALGANJ, 841505, 9297954552 |
| Contact Number | 9297954552 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841505 |
| State | Bihar |
Merger Update
This IFSC code PUNB0MBGB06 is issued under Punjab National Bank (PNB). Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were merged into a single entity under Punjab National Bank for centralised retail operations. As a result, older UBGB and DBGB IFSC codes have been revoked. Only the new IFSC code PUNB0MBGB06 should be used for electronic transactions to this branch. Using an old UBGB/DBGB IFSC will cause the transaction to fail or be returned.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It has three parts:
- First 4 characters — identify the bank (example: PUNB = Punjab National Bank).
- 5th character — is always 0 (reserved for future use).
- Last 6 characters — identify the specific branch (example: MBGB06 in PUNB0MBGB06).
So for PUNB0MBGB06: PUNB = bank, 0 = fixed character, MBGB06 = branch code for Sasamusa under the consolidated PNB mapping.
How to Use IFSC Code
Follow these steps when sending or receiving funds via NEFT, RTGS or IMPS:
- Open your bank’s netbanking or mobile app and go to “Fund Transfer” or “Add Beneficiary”.
- Choose the transfer type: NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT and RTGS depend on bank processing windows.)
- Enter beneficiary name exactly as on their bank account.
- Enter the beneficiary account number. Recheck digits; mistakes cause failures or delays.
- Enter the IFSC code: PUNB0MBGB06 for Sasamusa branch. This tells the system which branch to credit.
- Save the beneficiary (banks may require OTP or approval to activate new beneficiaries).
- Initiate the transfer with the desired amount and confirm using the app’s authentication (OTP, mPIN, token).
- Keep the transaction reference number. Use it to track or to escalate if there is an issue.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account quickly.
- Reduces errors when adding beneficiaries in netbanking or mobile apps.
- Needed for NEFT, RTGS and IMPS transfers and for many bill-pay services.
- Allows easy reconciliation for businesses and individuals receiving payments.
- Helps customer service diagnose failed transfers by confirming branch routing.
Contact
Branch phone: 9297954552
Branch address: Sasamusa, GOPALGANJ, 841505
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use any PNB IFSC for transfers to this account?
A: No. You must use the specific IFSC PUNB0MBGB06 for the Sasamusa branch. Using a different PNB branch IFSC will route to the wrong branch and the transfer may fail or be returned.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank-branch mapping, the transfer typically fails and funds are returned to the sender’s account. If the IFSC maps to a different account number that exists, the funds could go to the wrong account. Always verify both IFSC and account number.
Q: How can I verify the IFSC before sending money?
A: Verify with the beneficiary directly, check a bank-provided document (passbook or cheque leaf), or confirm with the branch by phone at 9297954552. After the UBGB/DBGB merger, do not use old UBGB/DBGB IFSC codes.
Q: Are NEFT, RTGS and IMPS available at this branch?
A: Yes. These electronic transfer systems are available for accounts held at the Sasamusa branch. Use NEFT for standard transfers, RTGS for high-value/urgent transfers where applicable, and IMPS for instant transfers outside banking hours.
Q: If a payment fails, who should I contact?
A: First check the transaction status in your bank app. If it shows failed or pending, contact your sending bank with the transaction reference. For branch-level queries about crediting, contact Sasamusa branch at 9297954552 or the head office at the toll-free number 18001807777.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.