The Bihar Gramin Bank SEOTAR branch is located in Seotar, Gaya district, Bihar (Pincode 805109). This branch serves local customers for deposits, withdrawals, and remittances. For electronic fund transfers such as NEFT, RTGS and IMPS, the branch’s IFSC code is essential. The IFSC identifies the bank and branch in the electronic payments network and ensures funds route to the correct account.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | SEOTAR |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7263 |
| Branch Address | SEOTAR, Gaya, 805109, 9771464263 |
| Contact Number | 9771464263 |
| City | Gaya |
| District | Gaya |
| Reason | GAYA |
| Pincode | 805109 |
| State | Bihar |
Merger Update
Bihar Gramin Bank was formed after the merger of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). All former UBGB and DBGB branches now operate under a single IFSC code structure issued under Punjab National Bank. The current valid IFSC for this branch is PUNB0MBGB06. Old UBGB IFSC codes have been revoked. Only the new IFSC is valid for NEFT, RTGS and IMPS transactions. Always use the updated IFSC before initiating transfers.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in digital payments. The structure is:
- First 4 characters: Bank identifier (alphabetic). Example: PUNB for Punjab National Bank.
- 5th character: Always zero (0). Reserved for future use.
- Last 6 characters: Branch identifier (can be letters and/or numbers). Example: MBGB06 in PUNB0MBGB06.
How to Use IFSC Code
Use the IFSC code when you set up an electronic transfer. Steps differ slightly by channel:
- Internet/Mobile Banking
- Log in to your bank’s netbanking or mobile app.
- Choose NEFT, RTGS or IMPS depending on amount and timing.
- Enter beneficiary name, account number and IFSC: PUNB0MBGB06.
- Verify details, confirm using OTP or transaction PIN, then submit.
- Bank Branch or ATM Form
- Fill beneficiary details and write IFSC clearly.
- Submit the form at branch counter or use the ATM cash deposit where supported.
- UPI/Third-party Apps
- UPI usually uses VPA; IFSC is needed only when adding a bank account for fund source or beneficiary account transfer via bank details.
- Enter IFSC exactly as provided and confirm beneficiary details before transfer.
Practical checks: Always confirm the beneficiary account number and IFSC with the recipient. A single character error can route funds wrongly or cause failure. For large transfers, use a small test transfer first.
Benefits of Knowing the IFSC
- Ensures correct routing of electronic transfers (NEFT/RTGS/IMPS).
- Simplifies adding beneficiaries in netbanking and payment apps.
- Reduces failed transactions and settlement delays.
- Needed for remittances, salary credits and ECS mandates.
- Helps bank staff verify branch identity quickly during service requests.
Contact
Branch phone no: 9771464263
Branch Address: SEOTAR, Gaya, 805109
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only IFSC I should use for this branch?
A: Yes. PUNB0MBGB06 is the current and valid IFSC for the SEOTAR branch. Old UBGB or DBGB IFSCs have been revoked after the merger.
Q: Can I use the MICR code for electronic transfers?
A: No. MICR (800811002) is used for cheque processing and clearing. For NEFT/RTGS/IMPS you must use the IFSC.
Q: What if I accidentally use an old IFSC?
A: Transactions with a revoked IFSC will usually fail or be returned. Contact your bank immediately with transaction details so they can trace and reverse if needed.
Q: Does IFSC change after branch relocation or merger?
A: Yes. IFSC can change after mergers or when the sponsor bank changes. That is why UPDATES like this branch now using PUNB0MBGB06 are important. Always verify the IFSC before a transfer.
Q: Are there limits on NEFT, RTGS and IMPS?
A: RTGS is for high-value same-day transfers and usually has a minimum amount (banks set limits). IMPS is instant and available 24×7 with limits set by banks. NEFT settles in batches and is available during bank-supported hours for most amounts. Check with your bank for exact limits and timings.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.