Siripur branch of Bihar Gramin Bank is located in Siripur, Gopalganj district, Bihar (PIN 841425). This branch serves local customers for deposits, withdrawals and inward/outward transfers. For online fund transfers you must use the correct IFSC. The IFSC directs NEFT, RTGS and IMPS payments to the exact bank and branch. A wrong IFSC can delay or return a transfer, so confirming the code before sending money saves time and avoids charges.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Siripur |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100537 |
| Branch Address | Siripur, GOPALGANJ, 841425, 9297954537 |
| Contact Number | 9297954537 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841425 |
| State | Bihar |
Merger Update
This branch is listed under Bihar Gramin Bank and uses the IFSC PUNB0MBGB06, which is routed through Punjab National Bank systems. If this branch previously used codes under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following: UBGB and DBGB have been merged into the current arrangement and operations are consolidated under the single IFSC PUNB0MBGB06 assigned via Punjab National Bank. Old UBGB IFSC codes have been revoked. Only the new IFSC code above is valid for NEFT, RTGS and IMPS transactions.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character alphanumeric code. It uniquely identifies a bank branch in digital payment systems. The format is fixed:
- First 4 characters – bank code (alphabetic). Example: PUNB = Punjab National Bank.
- 5th character – reserved and usually 0.
- Last 6 characters – branch identifier (alphanumeric). Example: for this branch MBGB06.
So PUNB0MBGB06 breaks down as PUNB | 0 | MBGB06.
How to Use IFSC Code
Use the IFSC when sending money from internet banking, mobile apps, or at a branch. Follow these steps.
- Open your bank’s payments section and choose NEFT, RTGS or IMPS.
- Add a beneficiary. Enter the beneficiary name exactly as on their account.
- Enter the beneficiary account number.
- Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Siripur.
- Select transfer type:
- IMPS for immediate small-value transfers (available 24×7 on most banks).
- NEFT for standard online transfers.
- RTGS for large-value transfers; check your bank for any minimum amount requirement.
- Enter the amount and remarks (optional).
- Authorise the payment using OTP, netbanking token or UPI authentication as required.
- Save the beneficiary for future transfers if you plan to use the account again.
Always double-check the IFSC and account number before confirming. A single wrong character can route the payment incorrectly or cause a return.
Benefits
- Accurate routing: IFSC ensures money reaches the exact branch and account.
- Faster processing: Digital systems use IFSC to automate NEFT/RTGS/IMPS clearing.
- Reduces errors: A validated IFSC lowers the chance of manual routing mistakes.
- Required for forms: Banks and employers often require IFSC for salary credits and direct deposits.
- Good for reconciliation: Businesses use IFSC and branch codes to match incoming payments to ledgers.
Contact
Branch phone no: 9297954537
Branch Address: Siripur, GOPALGANJ, 841425
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Can I use any Punjab National Bank IFSC to send money to this branch?
A: No. Use the exact IFSC for the Siripur branch: PUNB0MBGB06. Using a different branch IFSC may route funds to the wrong branch or cause a return.
Q: What happens if I enter the wrong IFSC but the account number is correct?
A: Banks match both IFSC and account number. If the IFSC points to a different branch, the transaction may fail or be returned. Contact your bank immediately if a transfer is incorrect.
Q: Are old UBGB IFSC codes still valid?
A: No. Old UBGB IFSC codes have been revoked after the merger. Use the current code PUNB0MBGB06 for transactions related to this branch.
Q: How long does a NEFT/RTGS/IMPS transfer take to reach the beneficiary?
A: IMPS is usually instant. NEFT and RTGS timing depends on bank processing and settlement. Many banks offer NEFT/RTGS 24×7, but check for maintenance windows. If a transfer is delayed beyond expected timing, contact your bank with the transaction reference.
Q: What should I do if a transfer to this IFSC fails or gets reversed?
A: Keep the transaction reference or UTR number. Contact your sending bank and provide the UTR, beneficiary details and date/time. The banks use this to trace the payment and either credit the beneficiary or refund you.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.