The Bihar Gramin Bank branch at Sisai Bazar serves customers in Gopalganj district, Bihar (PIN 841426). This branch handles deposits, withdrawals, remittances and local banking services. For electronic fund transfers—NEFT, RTGS and IMPS—you need the correct IFSC code. The IFSC uniquely identifies the bank and branch so payments route correctly and reach the intended account without delay.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sisai Bazar |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100538 |
| Branch Address | Sisai Bazar, GOPALGANJ, 841426, 9297954538 |
| Contact Number | 9297954538 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841426 |
| State | Bihar |
Merger Update
The Sisai Bazar branch operates under the merged entity of Bihar Gramin Bank. Earlier, Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) were separate. They merged and now operate under Punjab National Bank sponsorship. The single valid IFSC for this merged set of rural branches is PUNB0MBGB06. Old UBGB and DBGB IFSC codes have been revoked. For NEFT/RTGS/IMPS use only the new IFSC PUNB0MBGB06.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character code used to route electronic payments to the correct bank branch.
- First 4 characters: bank identifier. Example: PUNB = Punjab National Bank.
- 5th character: reserved and is always the numeral 0 (zero).
- Last 6 characters: branch identifier. In PUNB0MBGB06, the last six are MBGB06, which point to the specific Sisai Bazar branch within the sponsor bank’s network.
Note: The IFSC suffix (last 6) is not always a simple numeric branch code. Banks may use alphanumeric identifiers. Also take care to type the 5th character as zero (0), not the letter O.
How to Use IFSC Code
Use the IFSC whenever you send or receive funds electronically within India. Steps for common channels:
- IMPS (instant) — Open your banking app or use the bank’s internet banking. Choose beneficiary add. Enter beneficiary name, account number, and IFSC (PUNB0MBGB06). Verify details and confirm. Transactions are processed instantly and available 24×7.
- NEFT — Add beneficiary with name, account number and IFSC. NEFT is suitable for normal value transfers. Enter the amount and initiate. NEFT processes settlements regularly; follow bank prompts for confirmation. Many banks now offer NEFT 24×7.
- RTGS — Use for high-value transfers. Add beneficiary as above. RTGS is typically used for transactions of Rs. 2,00,000 and above (confirm your bank’s minimum). RTGS moves funds in real time for large sums.
- Verification — After adding a beneficiary, banks often show the branch name before you confirm. Cross-check branch name (Sisai Bazar) and city (Gopalganj). A mismatch may indicate a wrong IFSC or wrong account.
- Charges and limits — Check your bank’s charges and daily limits. IMPS, NEFT and RTGS charges and limits vary by bank and customer category.
Benefits of Knowing the IFSC
- Ensures funds reach the correct branch and account.
- Speeds up fund transfers and reduces failed transactions.
- Required to add beneficiaries for IMPS, NEFT, RTGS.
- Helps reconcile incoming payments and verify sender details.
- Useful when issuing electronic mandates or linking payments to a specific branch for collection.
Contact
Branch phone no: 9297954538
Branch Address: Sisai Bazar, GOPALGANJ, 841426
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank, Sisai Bazar?
A: Yes. The valid IFSC for Sisai Bazar branch is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS.
Q: Can I still use the old UBGB or DBGB IFSC codes?
A: No. After the merger, old UBGB and DBGB IFSC codes have been revoked. Only the new IFSC PUNB0MBGB06 is valid for transactions to this branch.
Q: What is the MICR code 800811002 used for?
A: MICR (Magnetic Ink Character Recognition) code helps cheque clearing through the banking grid. The MICR 800811002 identifies the Sisai Bazar branch during cheque processing.
Q: I entered the wrong IFSC. What happens?
A: If the IFSC does not match the account number, most transactions will fail and the money will be returned to the sender. If it matches another valid branch and account, funds may go to the wrong account. Contact your bank immediately with transaction details for help and possible reversal.
Q: Can I receive international transfers using IFSC?
A: No. IFSC is for domestic transfers within India. For international inward transfers you need the bank’s SWIFT/BIC code and the beneficiary account/branch details. Contact the bank’s branch or head office to get the correct SWIFT code and instructions.
Q: How do I confirm the branch before sending money?
A: After adding a beneficiary, your bank’s app or netbanking will usually display the branch name and location linked to the IFSC. Verify that the displayed branch is Sisai Bazar, Gopalganj before confirming the transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.