The Sohnaria branch of Bihar Gramin Bank is located in Gopalganj district of Bihar (Pincode 841437). This branch serves local residents and businesses for deposits, withdrawals, and electronic fund transfers. For NEFT, RTGS and IMPS transactions the branch uses a specific IFSC code. The IFSC identifies the bank and branch for electronic transfers and is required to route funds accurately and securely between banks.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Sohnaria |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100541 |
| Branch Address | Sohnaria, GOPALGANJ, 841437, 8252302913 |
| Contact Number | 8252302913 |
| City | GOPALGANJ |
| District | GOPALGANJ |
| Reason | GOPALGANJ |
| Pincode | 841437 |
| State | Bihar |
Merger Update
Important: This branch uses the IFSC PUNB0MBGB06. Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated and their operations now use the single IFSC PUNB0MBGB06 under Punjab National Bank for electronic fund transfers. Old UBGB/DBGB IFSC codes have been revoked. Do not use old IFSC codes for NEFT/RTGS/IMPS — update beneficiary details in your bank records to the new IFSC before initiating transfers. Transactions sent to revoked IFSC codes will fail or be delayed.
What is an IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to a specific bank branch in India. The structure is:
- First 4 characters – identify the bank (for example, PUNB = Punjab National Bank).
- 5th character – always 0 (reserved for future use).
- Last 6 characters – identify the specific branch code (unique to the branch).
Example: For PUNB0MBGB06 — PUNB = bank, 0 = reserved, MBGB06 = branch identifier.
How to Use the IFSC Code (NEFT, RTGS, IMPS)
- Open your bank’s transfer interface (mobile app, internet banking or visit branch).
- Choose transfer type: NEFT, RTGS or IMPS. IMPS is immediate and available 24×7; NEFT is for ordinary electronic transfers; RTGS is for high-value transfers (check with your bank for RTGS limits).
- Add a new beneficiary: enter beneficiary name, account number, and the IFSC PUNB0MBGB06 for Sohnaria branch.
- Verify beneficiary name displayed by your bank. Banks often perform a name-check; confirm it matches the payee’s records.
- Authorize the transfer after verification (OTP or transaction password as required).
- Keep the transaction reference/UTR for tracking. For problems, provide this UTR to the bank.
Benefits of Knowing the IFSC
- Accurate routing: ensures funds reach the correct bank branch.
- Fewer failed transfers: reduces delays and rejections due to wrong branch identification.
- Faster resolution: you can provide the IFSC and UTR to the bank to trace transactions quickly.
- Convenience: required for adding beneficiaries in netbanking and mobile apps.
- Compliance: needed for documentation and automated reconciliations by businesses.
Contact
Branch Phone: 8252302913
Branch Address: Sohnaria, GOPALGANJ, 841437
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free: 18001807777
FAQs
Q: How can I verify that PUNB0MBGB06 is the correct IFSC for Sohnaria branch?
A: Confirm on the beneficiary’s cheque leaf or passbook where IFSC is printed. Alternatively, call the branch at 8252302913 or use your bank’s beneficiary-check when adding the account.
Q: What happens if I use an incorrect IFSC?
A: If the IFSC is incorrect, the sending bank may reject the transaction or the funds may be delayed. In rare cases where the IFSC points to a different branch and the account number exists there, funds could be misrouted. Immediately contact your bank with the transaction UTR to trace or recall the transfer.
Q: How is MICR different from IFSC?
A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque clearing. IFSC is 11 characters and used only for electronic fund transfers (NEFT/RTGS/IMPS). For electronic transfers use IFSC; for cheque clearance MICR is relevant.
Q: Are IFSC codes case-sensitive?
A: No. IFSC codes are not case-sensitive, but they are conventionally written in upper case (for example, PUNB0MBGB06).
Q: Do IFSC codes ever change?
A: Yes. IFSC codes can change after branch reorganization, mergers or closures. As in this case, old UBGB/DBGB codes were revoked and replaced by PUNB0MBGB06. Always verify the current IFSC before making transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.