Suggapatti is a village branch located in Madhubani district, Bihar (PIN 847409). For anyone sending or receiving electronic funds to this branch, the IFSC code is required to route transactions accurately. IFSC codes identify bank and branch for NEFT, RTGS and IMPS transfers. Using the correct IFSC helps ensure money reaches the intended account quickly and without rejection.
Branch Details Table
| Bank Name | Bihar Gramin Bank |
| Branch Name | Suggapatti |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100380 |
| Branch Address | Suggapatti., MADHUBANI, 847409, 9297954938 |
| Contact Number | 9297954938 |
| City | MADHUBANI |
| District | MADHUBANI |
| Reason | JHANJHARPUR |
| Pincode | 847409 |
| State | Bihar |
Merger Update
The Bihar Gramin Bank branches that were earlier part of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank (PNB). All legacy UBGB and DBGB IFSC codes have been revoked. Transactions for this Suggapatti branch must use the PNB IFSC code shown above: PUNB0MBGB06. Old UBGB/DBGB IFSCs are no longer valid and transfers using them will fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify a specific bank branch in electronic payments. The structure is:
- First 4 characters: alphabetic bank identifier (example: PUNB = Punjab National Bank).
- 5th character: reserved and is always 0 (zero).
- Last 6 characters: branch identifier (example: MBGB06 identifies the specific branch).
For this branch: PUNB | 0 | MBGB06.
How to Use IFSC Code
- Open your bank app or internet banking portal.
- Choose the transfer type: NEFT, RTGS or IMPS.
- Add a new beneficiary. Enter beneficiary name, account number and the IFSC code PUNB0MBGB06.
- Verify the branch name displayed after you enter IFSC. The app usually auto-populates bank and branch fields.
- Confirm and authorize the beneficiary addition using OTP or transaction password.
- Initiate the transfer, enter amount and confirm. For NEFT/RTGS you may need to pick a transfer date or slot. IMPS is instant and available 24×7.
- Keep the transaction reference or UTR for tracking.
Benefits of Knowing the IFSC
- Ensures funds are routed to the correct bank branch for NEFT, RTGS and IMPS transfers.
- Reduces the risk of failed transfers and return charges.
- Makes beneficiary setup faster because bank and branch auto-fill in many apps.
- Needed for receiving payments from employers, marketplaces and government refunds.
- Helps customer service quickly locate transactions using bank and branch identifiers.
Contact
Branch Phone No: 9297954938
Branch Address: Suggapatti., MADHUBANI, 847409
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll Free No: 18001807777
FAQs
Q: What is the IFSC code for Bihar Gramin Bank Suggapatti?
A: The IFSC code is PUNB0MBGB06. Use this for NEFT, RTGS and IMPS transfers.
Q: Can I still use an old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Only the PNB IFSC PUNB0MBGB06 is valid for this branch.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match the account’s bank/branch, the transfer will typically fail or be returned to the sender. If the IFSC matches another branch but the account number is wrong, funds could go to a different account. Always verify both IFSC and account number before sending.
Q: Which transfer method should I use—NEFT, RTGS or IMPS?
A: Use IMPS for instant, small-value transfers and 24×7 availability. Use NEFT for routine transfers; it is processed in batches and available in scheduled cycles (but now many banks offer near real-time NEFT). Use RTGS for high-value urgent transfers (bank-defined minimums apply). Check your bank for exact timing and limits.
Q: How can I confirm the IFSC before making a payment?
A: Confirm the IFSC from a recent cheque leaf, the bank passbook, the branch notice board, or by calling the branch phone number (9297954938). Your sending bank’s app usually shows the bank and branch name after you type the IFSC—verify this before confirming the transfer.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.