Bihar Gramin Bank, Tarwan branch is located in Tarwan village, Gaya district, Bihar (Pincode 805128). The branch serves local residents and businesses in and around Gaya. For electronic fund transfers—NEFT, RTGS and IMPS—the correct IFSC code is essential. IFSC directs the payment to the exact bank branch in the Indian electronic payments network. Using the wrong IFSC can delay transfers or cause failures, so always confirm the code before initiating a payment.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | TARWAN |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 7265 |
| Branch Address | TARWAN, Gaya, 805128, 9771464265 |
| Contact Number | 9771464265 |
| City | Gaya |
| District | Gaya |
| Reason | GAYA |
| Pincode | 805128 |
| State | Bihar |
Merger Update
If this branch was previously under Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note that both sponsors have been consolidated under Punjab National Bank for electronic payments. All transactions for these regional gramin bank branches must now use the single IFSC code PUNB0MBGB06 (Punjab National Bank). Old UBGB/DBGB IFSC codes have been revoked and are no longer valid for NEFT/RTGS/IMPS. If you maintain beneficiary details in internet banking or mobile apps, update them to the new IFSC to avoid failed transfers.
What is IFSC Code?
The IFSC (Indian Financial System Code) is an 11-character code that identifies a specific bank branch for electronic fund transfers. The structure is:
- First 4 characters: alphabetic bank identifier (example: PUNB = Punjab National Bank).
- 5th character: always 0 (reserved for future use).
- Last 6 characters: branch identifier (alphanumeric). In PUNB0MBGB06, the last six characters are MBGB06.
Note: The bank’s internal numeric Branch Code (7265) may differ from the alphanumeric branch identifier used in IFSC. Both are valid references but IFSC is mandatory for electronic transfers.
How to Use IFSC Code
When you make a NEFT, RTGS, or IMPS transfer, you must provide accurate beneficiary details. Typical steps:
- Open your bank’s netbanking or mobile banking app and choose “Funds Transfer” or “Add Beneficiary.”
- Enter beneficiary name exactly as on their account.
- Enter the beneficiary account number.
- Enter the IFSC code: PUNB0MBGB06 for Bihar Gramin Bank, Tarwan branch.
- Enter amount and any remarks. For RTGS, ensure the amount meets the minimum threshold (banks typically use RTGS for larger amounts; confirm your bank’s limits).
- Verify all details and confirm. For new beneficiaries, you may need to complete an OTP or an activation wait period before transfers are allowed.
- Choose transfer type: IMPS for immediate 24×7 transfers (lower limits), NEFT for batch-processed transfers, RTGS for real-time large-value transfers during business hours.
Always double-check the IFSC and account number. A single wrong character can route the payment incorrectly or cause a failure.
Benefits of Knowing the IFSC
- Ensures funds reach the exact branch and account without manual intervention.
- Required for NEFT, RTGS and IMPS—without it you cannot complete electronic transfers.
- Saves time: entering the correct IFSC prevents delays, return transactions, and customer service follow-ups.
- Useful for payrolls, vendor payments and recurring transfers where accuracy is critical.
- Helps confirm bank identity quickly—first four letters show the sponsoring bank (here, PUNB = Punjab National Bank).
Contact
Branch Phone: 9771464265
Branch Address: TARWAN, Gaya, 805128
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777
FAQs
Q: Is PUNB0MBGB06 the only valid IFSC for Tarwan branch?
A: Yes. For electronic transfers use PUNB0MBGB06. If the branch previously used a UBGB or DBGB IFSC, that old code has been revoked after the merger.
Q: What happens if I use the wrong IFSC but correct account number?
A: If the wrong IFSC maps to a different branch, the transfer can go to that branch and may fail if account number doesn’t exist there. If the IFSC and account mismatch, the transfer may be rejected or returned. Always verify both IFSC and account number.
Q: Can I use IMPS with this IFSC?
A: Yes. IMPS uses IFSC like NEFT and RTGS. IMPS is immediate and available 24×7 for amounts within your bank’s IMPS limits.
Q: How fast do NEFT and RTGS transfers arrive?
A: NEFT is processed in hourly or half-hourly batches (settlement timing depends on the bank). RTGS settles in real time during bank hours and is intended for large-value immediate transfers. IMPS is instant any time of day.
Q: How can I confirm the IFSC before sending money?
A: Confirm the IFSC printed on the account holder’s cheque book, passbook or account statement. You can also call the branch at 9771464265 or use your bank’s beneficiary addition screen which typically validates IFSC format before accepting it.
Note: Always keep beneficiary details up to date in your banking app and re-check IFSC after any bank restructuring or merger. If you are unsure, contact the branch or the head office toll-free number provided above before initiating large transfers.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.