Bihar Gramin Bank Thakurganj IFSC Code

Thakurganj is a town in Kishanganj district, Bihar (PIN 855116). This page lists the key branch details for Bihar Gramin Bank, Thakurganj, and explains the IFSC code you must use for electronic fund transfers. The IFSC is essential when sending money via NEFT, RTGS or IMPS because it uniquely identifies the bank and branch. Entering the correct IFSC ensures your funds route to the intended account without delay or return.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Thakurganj
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100829
Branch Address	Thakurganj, KISHANGANJ, 855116, 9297954409
Contact Number	9297954409
City	KISHANGANJ
District	KISHANGANJ
Reason	ARARIA
Pincode	855116
State	Bihar

Merger Update

This branch operates under the Bihar Gramin Bank arrangement linked with Punjab National Bank for IFSC routing. Earlier, some local branches were part of Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Those banks have been consolidated and now use a single IFSC code: PUNB0MBGB06 under Punjab National Bank. Old UBGB/DBGB IFSC codes have been revoked; only the new IFSC is valid for NEFT, RTGS and IMPS transactions. Always use the current IFSC shown above when adding a beneficiary.

What is IFSC Code?

The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches in electronic transfers. Its structure is fixed:

• First 4 characters: bank identifier (example: PUNB for Punjab National Bank).
• 5th character: always 0 (reserved for future use).
• Last 6 characters: branch identifier (example: MBGB06 for this branch grouping).

For Thakurganj the full code is PUNB0MBGB06. That tells the payment system to route to Punjab National Bank’s designated branch code for Bihar Gramin Bank Thakurganj.

How to Use IFSC Code

• Open your bank’s fund transfer screen (netbanking, mobile app, or branch form).
• Choose the transfer type: NEFT, RTGS or IMPS. IMPS is instant; NEFT and RTGS depend on bank processing and amount rules.
• Enter beneficiary name, account number, and the IFSC exactly as PUNB0MBGB06. Do not substitute spaces or change characters.
• Verify the beneficiary name or account details shown by your bank before confirming. A mismatch is a red flag.
• Confirm transfer and note the transaction reference number. Keep it until beneficiary confirms receipt.

Tip: If your bank auto-fills branch details from the IFSC, still cross-check the branch and city before sending large amounts.

Benefits of Knowing IFSC

• Ensures funds reach the correct branch and account without manual routing.
• Needed to add a beneficiary in netbanking or mobile banking.
• Prevents failed or returned transactions caused by incorrect branch selection.
• Facilitates faster resolution if you have a transaction reference and correct IFSC.
• Required for inward transfers, salary credits, pension payments and vendor payments.

Contact

Branch Phone: 9297954409

Branch Address: Thakurganj, KISHANGANJ, 855116

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

• Q: Can I use an old UBGB IFSC for transfers?

  A: No. Old UBGB/DBGB IFSC codes have been revoked. Use the current IFSC PUNB0MBGB06 assigned under Punjab National Bank.

• Q: What happens if I enter a wrong IFSC but correct account number?

  A: If the IFSC points to a different branch, the transfer may go to the wrong branch or fail. Banks typically validate account number and IFSC; mismatches can lead to rejection or delay. Always verify before confirming.

• Q: Which transfer method should I use — NEFT, RTGS or IMPS?

  A: Use IMPS for instant transfers 24×7 for small to medium amounts. NEFT is suitable for regular transfers. RTGS is intended for high-value transfers. Check your bank for current limits, charges and availability.

• Q: How do I confirm the IFSC before sending money?

  A: Confirm IFSC on an official bank document, a cheque leaf, or by calling the branch at 9297954409. Do not rely on unverified websites or third-party listings without cross-checking.

• Q: Who do I contact if a transfer to this branch fails?

  A: Keep your transaction reference and contact your bank’s customer support or the branch at 9297954409. You can also call the head office toll-free number 18001807777 for guidance.