Bihar Gramin Bank Thawe IFSC Code

Bihar Gramin Bank Thawe IFSC Code

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The Bihar Gramin Bank branch at Thawe is located in Thawe town, Gopalganj district, Bihar (Pincode 841440). This IFSC code page explains the bank and branch details you need to make electronic fund transfers. The IFSC code is essential for routing online transfers via NEFT, RTGS and IMPS. Entering the correct IFSC ensures the money reaches the intended branch quickly and reduces failed or returned transactions.

Branch Details

Bank Name Bihar Gramin Bank
Branch Name Thawe
IFSC Code PUNB0MBGB06
MICR Code 800811002
Branch Code 100547
Branch Address Thawe, GOPALGANJ, 841440, 9297954547
Contact Number 9297954547
City GOPALGANJ
District GOPALGANJ
Reason GOPALGANJ
Pincode 841440
State Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged under Punjab National Bank for backend processing. The consolidated, valid IFSC for the merged rural bank branches is PUNB0MBGB06. Old IFSC codes that belonged to UBGB or DBGB are no longer valid for online transactions. Always use the new IFSC PUNB0MBGB06 when sending funds to the Thawe branch to avoid failed transfers or delays.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to identify bank branches in electronic payment systems. The structure is:

  • First 4 characters – alphabetic bank identifier (e.g., PUNB = Punjab National Bank).
  • 5th character – reserved and always 0.
  • Last 6 characters – branch identifier (alphanumeric) that uniquely identifies the branch (for this branch: MBGB06 in PUNB0MBGB06).

How to Use IFSC Code (NEFT / RTGS / IMPS)

  • Open your bank’s internet banking or mobile banking app and choose the transfer type (NEFT, RTGS or IMPS).
  • Select Add Beneficiary (or similar). Enter the beneficiary name exactly as in their account, account number, and the IFSC: PUNB0MBGB06. You may optionally enter the branch address: Thawe, Gopalganj, Bihar, 841440.
  • Verify the beneficiary details and confirm. Some banks require an OTP or a waiting period before the beneficiary becomes active.
  • Initiate the transfer by selecting the active beneficiary, entering the amount and purpose, and authorizing via OTP/password.
  • Record the transaction reference or UTR for tracking. For failed or returned transfers, provide the UTR and beneficiary details to your bank for reconciliation.
  • Note practical differences: IMPS is instant 24×7; NEFT processes in near-real-time or hourly/batched windows depending on bank systems; RTGS is for large-value immediate settlement. Check with your bank for any per-transaction limits and charges.

Benefits of Knowing the IFSC

  • Ensures accurate routing of funds to the correct branch and account.
  • Reduces transaction failures and reversals, saving time and fees.
  • Required for online bank forms, payrolls, and third-party payments.
  • Helps customer service and reconciliation using the UTR and branch identifiers (IFSC + MICR).
  • Enables quick verification: IFSC identifies the bank and the specific branch.

Contact

Branch Phone No: 9297954547

Branch Address: Thawe, GOPALGANJ, 841440

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

  • Q: Is PUNB0MBGB06 the correct IFSC for Bihar Gramin Bank, Thawe?

    A: Yes. Use PUNB0MBGB06 for NEFT, RTGS and IMPS transactions to the Thawe branch.

  • Q: What happens if I enter an old UBGB or DBGB IFSC?

    A: Old UBGB/DBGB IFSC codes have been revoked after the merger. Transactions using revoked IFSCs may fail or be returned. Always update beneficiary details with the new IFSC PUNB0MBGB06.

  • Q: How can I verify I have the right branch before sending money?

    A: Cross-check the beneficiary account number, name, IFSC (PUNB0MBGB06), MICR (800811002), and branch address (Thawe, Gopalganj). If unsure, call the branch at 9297954547 or the head office toll-free 18001807777.

  • Q: Can I use the same IFSC for NEFT, RTGS and IMPS?

    A: Yes. The IFSC (PUNB0MBGB06) is used for all three electronic transfer systems. Choose the transfer mode based on amount and urgency.

  • Q: What is MICR and do I need it for online transfers?

    A: MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing and bank clearing. For online NEFT/RTGS/IMPS transfers, IFSC is the required code; MICR is helpful for reconciliation and cheque processing.

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