Bihar Gramin Bank Tola Khuranda IFSC Code

Tola Khuranda is a village locality in Jamui district of Bihar (PIN 811316). The local Bihar Gramin Bank branch there handles retail and rural banking for nearby residents and small businesses. For electronic fund transfers — NEFT, RTGS and IMPS — the correct IFSC code is essential. Banks use the IFSC to route payments to the exact branch. Using the wrong code can delay a payment or cause it to be returned, so double‑checking the IFSC before sending money saves time and avoids extra follow up.

Branch Details

Merger Update

Punjab National Bank is the sponsor bank for several regional rural banks in Bihar. The former Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under a single arrangement. All legacy UBGB IFSC codes have been revoked. Transactions that previously used UBGB or DBGB IFSCs now must use the single IFSC PUNB0MBGB06 under Punjab National Bank for this set of branches. Only the new IFSC is valid for NEFT/RTGS/IMPS; do not use old UBGB codes or expect them to work.

What is IFSC Code?

The IFSC (Indian Financial System Code) is an 11‑character alphanumeric code banks use to identify branches for electronic payments. The structure is fixed:

• First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
• 5th character: always the digit 0 (reserved for future use).
• Last 6 characters: branch identifier (alphanumeric) that points to a specific branch (example: MBGB06 in PUNB0MBGB06).

How to Use IFSC Code (NEFT / RTGS / IMPS)

• Open your bank’s transfer screen on netbanking or mobile app and choose the transfer type: NEFT, RTGS, or IMPS.
• Add a new beneficiary by entering: beneficiary name, account number, and the IFSC (PUNB0MBGB06 for Tola Khuranda).
• Select the bank name as Punjab National Bank (or the bank option your app shows) and confirm the branch if requested.
• Enter the transfer amount and purpose. For RTGS, check your bank’s minimum limit for high‑value transfers; IMPS is immediate and typically available 24×7 for smaller amounts.
• Verify all details — account number and IFSC — before confirming. A single incorrect digit in the account number or IFSC can misroute or delay the payment.
• Save the beneficiary only after the bank validates the IFSC and account format. Note the transaction reference after completion for tracking or dispute resolution.

Benefits of Knowing the IFSC

• Ensures correct routing of electronic funds to the exact branch and account.
• Speeds up transfers — less chance of returns or manual intervention.
• Required for NEFT, RTGS and IMPS; also useful for bank forms and reconciliations.
• Helps customer service quickly locate transactions using the branch identifier and MICR.
• Keeps record keeping consistent — include IFSC on invoices or payment instructions to avoid disputes.

Contact

Branch phone: 8102613761
Branch address: Tola Khuranda, Jamui, 811316
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free: 18001807777

FAQs

• Q: Can I use the MICR code instead of the IFSC for online transfers?

  A: No. MICR (800811002) is used for cheque processing at clearing houses. Online electronic transfers require the IFSC (PUNB0MBGB06).

• Q: What happens if I enter the wrong IFSC?

  A: If the IFSC does not match the account details, the transfer may be rejected or returned to the sender, or it may require manual correction by the bank. Always verify account number and IFSC before confirming.

• Q: My payee gave an old UBGB IFSC. Can I use it?

  A: No. Old UBGB IFSC codes have been revoked after the merger. Use the current IFSC PUNB0MBGB06. If in doubt, confirm with the beneficiary or the branch.

• Q: How can I confirm this IFSC is correct?

  A: Check the passbook, the cheque leaf (if provided), or call the branch at 8102613761. You can also verify using official bank communication or by asking the branch staff directly.

• Q: Is the IFSC case sensitive?

  A: IFSC is typically presented in uppercase. Most bank systems accept either case, but use the uppercase form PUNB0MBGB06 to avoid confusion.

• Q: My transfer shows as pending. What should I do?

  A: Note the transaction reference or UTR, then contact your bank with the details and the beneficiary branch phone (8102613761). The bank can trace the payment using the UTR and IFSC.

Kriti Kumari

Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.