Bihar Gramin Bank, Tulsia branch is located in Tulsia village, Kishanganj district, Bihar (PIN 855101). For anyone sending or receiving funds to this branch, the IFSC code is essential. The IFSC (Indian Financial System Code) uniquely identifies the bank branch for electronic fund transfers such as NEFT, RTGS and IMPS. Using the correct IFSC ensures your transfer reaches the intended branch quickly and without rejection.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Tulsia |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100691 |
| Branch Address | Tulsia, KISHANGANJ, 855101, 9297954410 |
| Contact Number | 9297954410 |
| City | KISHANGANJ |
| District | KISHANGANJ |
| Reason | ARARIA |
| Pincode | 855101 |
| State | Bihar |
Merger Update
If this branch previously belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB), note the following: UBGB and DBGB have been consolidated under a single system and now use the IFSC code PUNB0MBGB06 managed under Punjab National Bank. All old UBGB and DBGB IFSC codes have been revoked. For any NEFT, RTGS or IMPS transfers, use only the new IFSC PUNB0MBGB06. Transactions attempted with deprecated IFSC codes will fail or be returned.
What is IFSC Code?
IFSC stands for Indian Financial System Code. It is an 11-character alpha-numeric code used to identify a specific bank branch in electronic payments. The structure is:
- First 4 characters: bank identifier (example: PUNB = Punjab National Bank).
- 5th character: always the numeric zero (0), reserved for future use.
- Last 6 characters: branch identifier (alphanumeric). Example for this branch: MBGB06, making the full code PUNB0MBGB06.
How to Use IFSC Code (NEFT, RTGS, IMPS)
- Step 1: Collect beneficiary details — account name, account number, IFSC (PUNB0MBGB06) and branch name (Tulsia).
- Step 2: Log in to your bank’s netbanking portal or mobile app, or visit your bank branch.
- Step 3: Choose the transfer type — NEFT, RTGS or IMPS. (IMPS is instant and available 24×7; NEFT is batch-processed; RTGS is for higher-value transfers.)
- Step 4: Enter beneficiary name, account number and IFSC exactly as provided. Double-check spelling and digits.
- Step 5: Enter amount and any transaction remarks. Review limits and charges shown by your bank before confirming.
- Step 6: Authenticate the transaction (OTP, token, or signature at branch). Save or note the transaction reference for tracking.
- Step 7: Verify beneficiary account received funds. If transfer fails, check IFSC and account number and contact your bank.
Benefits of Knowing the IFSC
- Ensures accurate routing of electronic funds to the exact branch.
- Prevents transaction failure or undue delays caused by incorrect branch identification.
- Required information when adding beneficiaries for online transfers or payroll setups.
- Helps banks reconcile and track payments using the branch code embedded in IFSC.
- Useful when filling forms for inward remittances or government payments where branch-level details are needed.
Contact
Branch phone no: 9297954410
Branch Address: Tulsia, KISHANGANJ, 855101
Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
Frequently Asked Questions (FAQs)
Q: Is PUNB0MBGB06 the correct code to use right now?
A: Yes. Use PUNB0MBGB06 for transfers to Bihar Gramin Bank, Tulsia branch. Old UBGB/DBGB IFSCs are revoked and should not be used.
Q: What happens if I enter the wrong IFSC?
A: If the IFSC does not match a valid branch, the transfer will usually fail and funds will be returned to the sender’s account. If the IFSC points to a different valid branch, funds may go to an unintended account—verify recipient details before sending.
Q: Can I use this IFSC for NEFT, RTGS and IMPS?
A: Yes. The IFSC PUNB0MBGB06 identifies the branch for NEFT, RTGS and IMPS transactions. Choose the transfer mode based on urgency and amount.
Q: Is IFSC the same as MICR?
A: No. IFSC is used for electronic fund transfers and is alphanumeric (11 characters). MICR (Magnetic Ink Character Recognition) is a 9-digit code used mainly for cheque processing and bank branch sorting.
Q: How do I confirm the branch’s details before a large transfer?
A: Call the branch at 9297954410 or the head office/toll-free number 18001807777. Verify beneficiary name, account number and IFSC. For large sums, confirm with the beneficiary by phone or in person as well.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.