Bihar Gramin Bank Udakishunganj IFSC Code

Bihar Gramin Bank Udakishunganj IFSC Code

Udakishunganj branch is located in Madhepura district of Bihar (Pincode 852110). This branch now operates under the consolidated IFSC code used for fund transfers. The IFSC code is essential for electronic payments such as NEFT, RTGS and IMPS. It tells the payment system which bank and branch should receive the money. Entering the correct IFSC ensures the funds reach the intended account quickly and without returns.

Branch Details Table

Bank Name	Bihar Gramin Bank
Branch Name	Udakishunganj
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100779
Branch Address	Udakishunganj, MADHEPURA, 852110, 9297954343
Contact Number	9297954343
City	MADHEPURA
District	MADHEPURA
Reason	SAHARSA
Pincode	852110
State	Bihar

Merger Update

Bihar Gramin Bank branches that were earlier part of Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank. Both UBGB and DBGB IFSCs have been revoked. For Udakishunganj and other affected branches, the single valid IFSC for electronic transfers is PUNB0MBGB06. Use only this IFSC for NEFT, RTGS and IMPS transactions. Transactions attempted with old UBGB/DBGB IFSCs will not process.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character alphanumeric code used to route electronic payments to the correct bank branch. The structure is:

• First 4 characters: Bank code (alphabetic). Example: PUNB = Punjab National Bank.
• 5th character: Always 0 (reserved for future use).
• Last 6 characters: Branch identifier (alphanumeric). Example: MBGB06 in PUNB0MBGB06.

Note: The numeric branch code used internally (for example, 100779) does not have to match the last six characters of the IFSC. The IFSC’s last 6 characters are a unique string assigned to the branch for electronic routing.

How to Use IFSC Code

Follow these steps when making an electronic transfer:

• Open your bank’s netbanking, mobile app or visit the branch for offline transfer.
• Select the transfer type: NEFT, RTGS or IMPS. (IMPS and NEFT/RTGS are available 24×7 in most banks.)
• Add a beneficiary/recipient. Enter the beneficiary name exactly as on their account, the account number, and the IFSC code PUNB0MBGB06 for Udakishunganj.
• Save the beneficiary. Many banks require a confirmation period (a few minutes to a few hours) before the beneficiary becomes active for NEFT/RTGS; IMPS often allows immediate transfers once the beneficiary is added.
• Initiate the transfer. Enter the amount and any message. Verify details before confirming.
• Keep the transaction reference. Use it to track the transfer if there is a delay or problem.

Notes on transfer types:

• NEFT: No minimum. Good for small and medium amounts. Usually available 24×7 with near-real-time settlement.
• RTGS: Meant for high-value transfers. Typically used for amounts of ₹2,00,000 and above.
• IMPS: Immediate payment service for instant transfers, subject to the bank’s daily limits (varies by bank).

Benefits of Knowing the IFSC

• Ensures funds are routed to the correct bank and branch.
• Prevents delays or returns caused by incorrect branch identification.
• Required when adding beneficiaries for online transfers (NEFT, RTGS, IMPS).
• Helps reconcile payments—useful for businesses and payrolls.
• Needed for some financial forms, loan disbursements and mandated KYC-linked transfers.

Contact

Branch Phone: 9297954343

Branch Address: Udakishunganj, MADHEPURA, 852110, 9297954343

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll Free: 18001807777

FAQs

Q: Can I use the old UBGB or DBGB IFSC for transfers?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only the new IFSC PUNB0MBGB06 for Udakishunganj transactions.

Q: What if I enter a wrong IFSC while sending money?
A: If the IFSC points to a different valid branch, the payment may reach a wrong account and recovery becomes complex. If the IFSC is invalid, the transfer is returned to your account. Immediately contact your bank with the transaction reference to start the reversal process.

Q: How long do NEFT/RTGS/IMPS transfers take?
A: IMPS is typically instant. NEFT and RTGS are available 24×7 and usually settle within minutes, though delays can occur due to bank processing, holidays, or network issues. Keep the transaction reference and contact the bank if funds do not arrive within a few hours.

Q: Does IFSC change after a branch moves or merges?
A: Yes. After mergers or structural changes, an IFSC can change. That is the case here: UBGB/DBGB branches now use the consolidated IFSC PUNB0MBGB06. Always verify the current IFSC with the branch before adding a beneficiary.

Q: Where else will I need the IFSC apart from online transfers?
A: You may need IFSC for issuing electronic mandates, linking accounts for salary, receiving loan disbursements, making inward remittances, or when filling forms that require bank details.