Bihar Gramin Bank TETRARH IFSC Code

In the heart of Rohtas district, Bihar, lies the TETRARH branch of Bihar Gramin Bank, serving the local community. When you need to send or receive money through electronic transfers like NEFT, RTGS, or IMPS, a key piece of information you’ll always need is the Indian Financial System Code, or IFSC. This unique code makes sure your money goes to the correct bank and branch without any mix-ups, ensuring smooth and secure financial transactions.

Branch Details

Here are the important details for the TETRARH branch of Bihar Gramin Bank:

Bank Name	Bihar Gramin Bank
Branch Name	TETRARH
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7397
Branch Address	TETRARH, Rohtas, 821301, 9771464397
Contact Number	9771464397
City	Rohtas
District	Rohtas
Reason	SASARAM
Pincode	821301
State	Bihar

Merger Update for Bihar Gramin Bank

If you’re familiar with the banking landscape in Bihar, you might remember Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). These two regional rural banks have officially merged to form a single entity: Bihar Gramin Bank. This merger was part of a larger initiative to streamline banking services and operations in the region.

As a result of this merger, all branches under the former UBGB and DBGB now operate under the new identity of Bihar Gramin Bank. More importantly, they all use a unified IFSC code structure. The TETRARH branch, like all other branches of Bihar Gramin Bank, now uses the IFSC code PUNB0MBGB06. This new code is sponsored by Punjab National Bank.

It is crucial to understand that any old IFSC codes associated with Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank are no longer valid for any banking transactions. To ensure your fund transfers are successful, you must only use the new IFSC code, PUNB0MBGB06, for all electronic transactions with Bihar Gramin Bank branches, including the TETRARH branch.

What is an IFSC Code?

An IFSC code is an 11-character alphanumeric code that uniquely identifies every bank branch participating in online money transfers in India. Think of it like a specific address for a bank branch. Here’s how it works:

• The first four characters represent the bank name. For PUNB0MBGB06, “PUNB” stands for Punjab National Bank, which is the sponsor bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is kept as a control character for future use.
• The last six characters identify the specific branch. In PUNB0MBGB06, “MBGB06” points directly to the TETRARH branch of Bihar Gramin Bank.

This standardized structure helps ensure that when you initiate a fund transfer, the money reaches the exact intended branch and account, minimizing errors.

How to Use an IFSC Code

Using an IFSC code is straightforward once you understand its purpose. You will need it whenever you perform electronic fund transfers using services like NEFT, RTGS, or IMPS. Here’s a general guide:

1. Gather Beneficiary Details: Before starting a transfer, make sure you have the full name of the person or entity you are sending money to (the beneficiary), their bank account number, the IFSC code of their bank branch, and the amount you wish to transfer.
2. Log In to Your Banking Portal: Access your net banking account or mobile banking app.
3. Select Transfer Type: Choose the type of transfer you want to make:
   • NEFT (National Electronic Funds Transfer): This system processes transfers in batches throughout the day. It’s good for smaller and medium amounts, and funds are usually credited within a few hours.
   • RTGS (Real Time Gross Settlement): Designed for large-value transactions, RTGS processes transfers individually and in real-time. Funds are credited almost instantly, but there are minimum transfer limits (usually ₹2 lakh).
   • IMPS (Immediate Payment Service): This is a 24/7 instant interbank electronic fund transfer service. It works even on holidays and outside banking hours, making it highly convenient for immediate transfers.
4. Add or Select Beneficiary: If it’s a new transfer, you’ll need to add the beneficiary. Input their name, account number, and the correct IFSC code (for TETRARH branch, it’s PUNB0MBGB06). Your bank will often verify the IFSC code for validity.
5. Enter Amount and Confirm: Specify the amount you want to send. Double-check all the details – beneficiary name, account number, IFSC code, and amount – before confirming the transaction. A single incorrect digit in the account number or IFSC can lead to issues.

Benefits of Knowing Your IFSC Code

Knowing the correct IFSC code for your bank branch, or for the branch you’re sending money to, offers several advantages:

• Accurate Fund Transfers: It ensures your money reaches the precise bank and branch, reducing the risk of transfers going to the wrong account.
• Speed and Efficiency: Correct IFSC codes enable faster processing of NEFT, RTGS, and IMPS transactions.
• Error Prevention: The unique code helps prevent common banking errors during electronic transfers.
• Branch Identification: It clearly identifies a specific branch of a bank, which is crucial for interbank transactions.
• Security: By uniquely identifying the destination, IFSC codes add an extra layer of security to your financial transactions.

Contact Information

If you need to get in touch with the bank, here are the relevant contact details:

• TETRARH Branch Phone Number: 9771464397
• TETRARH Branch Address: TETRARH, Rohtas, 821301
• Bihar Gramin Bank Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Bihar Gramin Bank Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

Q1: What happens if I use an old IFSC code for Bihar Gramin Bank?
A1: If you try to use an old IFSC code that belonged to Uttar Bihar Gramin Bank (UBGB) or Dakshin Bihar Gramin Bank (DBGB) before their merger, your transaction will likely fail. The banking system will not recognize the old code as valid, and your funds will not be transferred. Always use the current and correct IFSC code, which is PUNB0MBGB06 for the TETRARH branch.

Q2: Is the IFSC code the same for all branches of Bihar Gramin Bank?
A2: No, the first five characters (PUNB0) are common for all branches of Bihar Gramin Bank, indicating the sponsoring bank and the placeholder. However, the last six characters are unique to each branch. For example, while TETRARH uses PUNB0MBGB06, another branch will have a different last six digits to identify its specific location.

Q3: Where can I find the IFSC code for my bank branch?
A3: You can usually find the IFSC code printed on your bank’s cheque book, passbook, or on the bank’s official website. It is also available on online banking portals when you initiate a fund transfer. Always double-check to ensure you have the correct code.

Q4: Is an IFSC code needed for international money transfers?
A4: No, an IFSC code is used specifically for domestic electronic fund transfers within India. For international money transfers, you would typically need a SWIFT code (Society for Worldwide Interbank Financial Telecommunication), which is a different international standard for identifying banks.

Q5: What does the “MBGB” part in the IFSC code PUNB0MBGB06 signify?
A5: In the IFSC code PUNB0MBGB06, “PUNB” represents Punjab National Bank, the sponsor bank. The “MBGB” segment typically serves as an identifier for the Regional Rural Bank itself, in this case, Bihar Gramin Bank. It helps categorize and identify this specific regional rural bank group under the Punjab National Bank sponsorship.