The Bihar Gramin Bank branch at Caltex Chowk is located in Kishanganj district, Bihar (PIN 855107). Its IFSC code is needed whenever you send or receive funds by NEFT, RTGS or IMPS. The IFSC tells the payment system which bank and branch should get the money. Using the correct IFSC prevents failed transfers, delays and extra bank checks.
Branch Details
| Bank Name | Bihar Gramin Bank |
| Branch Name | Caltex Chowk |
| IFSC Code | PUNB0MBGB06 |
| MICR Code | 800811002 |
| Branch Code | 100840 |
| Branch Address | Caltex Chowk, KISHANGANJ, 855107, 9297954393 |
| Contact Number | 9297954393 |
| City | KISHANGANJ |
| District | KISHANGANJ |
| Reason | ARARIA |
| Pincode | 855107 |
| State | Bihar |
Merger update
Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been merged into a single sponsored structure under Punjab National Bank. As a result, this branch now uses the unified IFSC PUNB0MBGB06 for all NEFT/RTGS/IMPS transactions. Old UBGB/DBGB IFSC codes have been revoked. Do not use the old codes — they will cause failed or returned transfers. Always use PUNB0MBGB06 for transfers to this branch.
What is an IFSC code?
The Indian Financial System Code (IFSC) is an 11-character alphanumeric code used to identify bank branches for electronic payments.
- First 4 characters – bank identifier. Example: PUNB indicates Punjab National Bank.
- 5th character – reserved and is always zero: 0.
- Last 6 characters – branch identifier. These can be letters, numbers, or both. Example: in PUNB0MBGB06, the last six characters identify the specific branch entry used for routing.
How to use the IFSC code (NEFT, RTGS, IMPS)
- Step 1: Collect the beneficiary details — name, bank name, branch name, account number and IFSC code (PUNB0MBGB06 for Caltex Chowk).
- Step 2: On your netbanking or mobile banking app, choose NEFT, RTGS or IMPS based on urgency and amount. IMPS is instant and available 24×7 for many banks; NEFT and RTGS operate through bank channels (confirm timings with your bank if urgent).
- Step 3: Enter the beneficiary account number exactly. Enter the IFSC code in the IFSC field. Do not truncate or add spaces.
- Step 4: Verify beneficiary name shown by the system. If the name does not match, stop and confirm details with the beneficiary or the branch.
- Step 5: Authorize the transaction with OTP or transaction PIN. Keep the reference number until the transfer is confirmed.
- Step 6: If a transaction fails or is returned, contact the sending bank and the beneficiary branch (phone 9297954393) and provide the transaction reference and timestamps.
Benefits of knowing the IFSC
- Ensures funds are routed to the correct bank and branch. This reduces failed or misdirected transfers.
- Required for all electronic fund transfers (NEFT, RTGS, IMPS). You cannot complete the transfer without it.
- Makes verification quick: matching IFSC with bank/branch name helps spot entry errors before sending money.
- Useful for filling bank forms, payrolls, vendor payments, and documentation where branch-level routing is required.
- Helps customer service staff trace or reconcile transactions faster using the branch code embedded in IFSC.
Contact
Branch phone no: 9297954393
Branch address: Caltex Chowk, KISHANGANJ, 855107
Head office address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
Toll free no: 18001807777
FAQs
Q: Where can I find the IFSC for Bihar Gramin Bank Caltex Chowk?
A: The IFSC for this branch is PUNB0MBGB06. You can also find it on the branch cheque leaf, passbook, or by calling the branch at 9297954393.
Q: Can I use an old UBGB or DBGB IFSC for transfers to this branch?
A: No. Old UBGB/DBGB IFSC codes have been revoked after the merger. Use only PUNB0MBGB06 to ensure successful transactions.
Q: What is the difference between IFSC and MICR?
A: IFSC identifies a bank branch for electronic transfers. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for processing cheques through the clearing system. IFSC is used for NEFT/RTGS/IMPS; MICR is used for cheque processing.
Q: What should I do if a transfer to PUNB0MBGB06 fails?
A: First, note the transaction reference and timestamp. Contact your sending bank with those details. Also call the branch at 9297954393 so staff can trace or advise on whether the funds are pending, returned or need re-initiation.
Q: Is the branch code different from the last six characters of the IFSC?
A: Yes. Banks may maintain an internal numeric branch code (for example, 100840 for this branch). The IFSC’s last six characters are the alphanumeric identifier used by the electronic payment system; they do not always match the internal numeric branch code.
Kritti Kumari is a banker and MBA graduate who writes about banking, finance, and customer-friendly services. She simplifies complex financial products into easy guides, helping readers understand Bihar Gramin Bank’s offerings and make smarter money decisions.