Bihar Gramin Bank TILAUTHU BAZAR IFSC Code

If you’re looking to manage your banking needs at the Bihar Gramin Bank branch in TILAUTHU BAZAR, Rohtas, Bihar, understanding your IFSC code is essential. This unique 11-character code is crucial for all electronic money transfers. Whether you’re sending money through NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), or IMPS (Immediate Payment Service), the correct IFSC code ensures your funds reach the intended bank account quickly and securely. Without it, digital transactions simply cannot be processed.

Bihar Gramin Bank – TILAUTHU BAZAR Branch Details

Here are the key details for the Bihar Gramin Bank branch located in TILAUTHU BAZAR:

Bank Name	Bihar Gramin Bank
Branch Name	TILAUTHU BAZAR
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	7398
Branch Address	TILAUTHU BAZAR, Rohtas, 821312
Contact Number	9771464398
City	Rohtas
District	Rohtas
Reason	SASARAM
Pincode	821312
State	Bihar

Merger Update for Bihar Gramin Bank

Bihar Gramin Bank was formed from the merger of two prominent regional rural banks: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB). Following this merger, a unified banking structure was adopted under the sponsorship of Punjab National Bank (PNB).

This means that all branches, including the TILAUTHU BAZAR branch, now operate under a common IFSC code series. The specific IFSC code for this branch is PUNB0MBGB06. It’s important to understand that any old IFSC codes previously used by UBGB or DBGB for their respective branches are now revoked and no longer valid. For any electronic fund transfers to or from Bihar Gramin Bank accounts, you must use the new, consolidated IFSC code beginning with PUNB.

What is an IFSC Code?

IFSC stands for Indian Financial System Code. It’s a unique 11-character code assigned by the Reserve Bank of India (RBI) to every bank branch that participates in online fund transfers. Think of it as a digital address for your specific bank branch.

The IFSC code has a specific structure:

• The first four characters represent the bank name. For the TILAUTHU BAZAR branch, this is PUNB, indicating Punjab National Bank as the sponsoring bank for Bihar Gramin Bank.
• The fifth character is always a zero (0). This character is reserved for future use and acts as a control digit.
• The last six characters identify the specific bank branch. In this case, MBGB06 points directly to the Bihar Gramin Bank, TILAUTHU BAZAR branch.

This structured format helps the banking system direct your money to the exact branch and account without confusion.

How to Use an IFSC Code

Using the IFSC code is a straightforward process when you’re making an online fund transfer. Here are the general steps:

1. Log In: Access your bank’s net banking portal or mobile banking app.
2. Select Transfer Option: Choose the option for NEFT, RTGS, or IMPS fund transfer.
3. Add Beneficiary (if new): If you’re sending money to a new recipient, you’ll need to add them as a beneficiary. This usually involves providing their name, account number, and the IFSC code of their bank branch.
4. Enter Details: Input the beneficiary’s account number, confirm it, and then enter the correct IFSC code (e.g., PUNB0MBGB06 for TILAUTHU BAZAR branch).
5. Amount and Purpose: Specify the amount you wish to transfer and a brief description for the transaction (e.g., “Family support,” “Bill payment”).
6. Review and Confirm: Carefully review all the details you’ve entered. Once you are sure everything is correct, confirm the transaction.

The system uses the IFSC code to correctly identify the recipient’s bank and branch, ensuring your funds are routed properly.

Benefits of Knowing Your IFSC Code

Having easy access to your bank branch’s IFSC code offers several key advantages:

• Enables Digital Transfers: It’s absolutely essential for making and receiving online payments via NEFT, RTGS, and IMPS.
• Ensures Accuracy: The specific 11-character code directs funds to the correct branch, minimizing errors in transactions.
• Saves Time: Knowing the code beforehand speeds up the process of adding beneficiaries and initiating transfers.
• Facilitates Inter-Bank Transactions: It allows seamless money movement between accounts in different banks across India.
• Prevents Fraud: Using the correct and verified IFSC code helps protect against misdirection of funds to fraudulent accounts.

Contact Information

For any banking inquiries or assistance related to the Bihar Gramin Bank TILAUTHU BAZAR branch, you can use the following contact details:

• Branch Phone Number: 9771464398
• Branch Address: TILAUTHU BAZAR, Rohtas, 821312, Bihar
• Head Office Address (Bihar Gramin Bank): SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR
• Toll-Free Number: 18001807777

Frequently Asked Questions (FAQs)

What is the IFSC code for Bihar Gramin Bank TILAUTHU BAZAR branch?

The IFSC code for Bihar Gramin Bank TILAUTHU BAZAR branch is PUNB0MBGB06.

Is the MICR code also important for online transfers?

No, the MICR code (Magnetic Ink Character Recognition) is primarily used for processing physical cheques. For online fund transfers like NEFT, RTGS, and IMPS, only the IFSC code is required.

Can I still use an old IFSC code if my bank was previously Uttar Bihar Gramin Bank or Dakshin Bihar Gramin Bank?

No, you cannot. Following the merger, all old IFSC codes for Uttar Bihar Gramin Bank and Dakshin Bihar Gramin Bank branches have been revoked. You must use the new, consolidated IFSC code beginning with PUNB (e.g., PUNB0MBGB06) for all transactions with Bihar Gramin Bank.

What types of transactions require an IFSC code?

An IFSC code is required for all electronic fund transfers, including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

How can I find the contact number or address for the TILAUTHU BAZAR branch?

You can find the branch’s contact number (9771464398) and address (TILAUTHU BAZAR, Rohtas, 821312) in the “Branch Details” and “Contact Information” sections of this article.