Bihar Gramin Bank Ramnagar Mahesh IFSC Code

Bihar Gramin Bank Ramnagar Mahesh IFSC Code

Ramnagar Mahesh branch is located in Madhepura district of Bihar (PIN 852213). If you need to send or receive money to this branch within India, the IFSC code is essential. Banks use IFSC codes to route electronic fund transfers via NEFT, RTGS and IMPS. Entering the correct IFSC ensures money reaches the exact branch account without delay or reversal.

Branch Details

Bank Name	Bihar Gramin Bank
Branch Name	Ramnagar Mahesh
IFSC Code	PUNB0MBGB06
MICR Code	800811002
Branch Code	100787
Branch Address	Ramnagar Mahesh, MADHEPURA, 852213, 9297954322
Contact Number	9297954322
City	MADHEPURA
District	MADHEPURA
Reason	SAHARSA
Pincode	852213
State	Bihar

Merger Update

Important: Uttar Bihar Gramin Bank (UBGB) and Dakshin Bihar Gramin Bank (DBGB) have been consolidated under Punjab National Bank. All branches previously using UBGB or DBGB IFSC codes now operate under the single IFSC code PUNB0MBGB06. Old UBGB/DBGB IFSC codes are revoked and will not route transactions. Use only PUNB0MBGB06 when sending funds to this branch.

What is IFSC Code?

IFSC stands for Indian Financial System Code. It is an 11-character code used to identify bank branches for electronic payments.

• First 4 characters — bank identifier. Example: PUNB = Punjab National Bank.
• 5th character — reserved and is always 0.
• Last 6 characters — branch identifier (alphanumeric). In PUNB0MBGB06, the last six characters point to the specific branch routing code.

Note: The branch code shown in bank records (for example 100787) is an internal numeric code. The IFSC’s last six characters are what payment networks use to route transactions.

How to Use IFSC Code

• Open your bank’s net-banking, mobile app or visit the branch counter.
• Choose transfer type: NEFT, RTGS or IMPS. IMPS is instant and available 24×7. NEFT and RTGS availability depends on your bank; confirm timings and charges.
• Enter beneficiary’s name and account number exactly as in their bank account.
• Enter the IFSC: PUNB0MBGB06 for Bihar Gramin Bank, Ramnagar Mahesh branch.
• Double-check the IFSC, account number and beneficiary name. Mistakes can delay or misroute funds.
• Confirm transfer limits, minimums and fees. RTGS is typically used for larger amounts; check your bank’s RTGS minimum if any.
• Authorize the payment (OTP or transaction password). Save the transaction reference for tracking.

Benefits of Knowing the IFSC

• Accurate routing of electronic payments to the correct branch.
• Faster fund transfers with fewer reversals or rejections.
• Required for adding beneficiaries in net-banking and mobile apps.
• Helps in cheque clearing (MICR) and reconciliation with branch codes.
• Essential for salary credits, vendor payments and government receipts.

Contact

Branch Phone: 9297954322

Branch Address: Ramnagar Mahesh, MADHEPURA, 852213

Head Office Address: SHRI VISHNU COMMERCIAL COMPLEX, ASOCHAK, PATNA-800030, BIHAR

Toll-free: 18001807777

FAQs

Q: What is the exact IFSC for Bihar Gramin Bank, Ramnagar Mahesh?
A: The IFSC is PUNB0MBGB06. Use this code for NEFT, RTGS and IMPS transfers to this branch.

Q: Can I still use the old UBGB or DBGB IFSC?
A: No. UBGB and DBGB codes have been revoked after the merger. Only PUNB0MBGB06 is valid now. Using old codes will cause transaction failure.

Q: What is the MICR code and when is it used?
A: The MICR code is 800811002. It is used for cheque clearing through the clearinghouse. Electronic transfers use IFSC instead.

Q: Is IMPS available for this branch?
A: Yes. IMPS is a real-time transfer facility available for bank branches that support electronic transfers. Use the IFSC and account number to transfer funds instantly, subject to your bank’s limits and charges.

Q: I entered a wrong IFSC — what should I do?
A: Contact your bank immediately and provide the transaction reference. If the wrong IFSC maps to a valid branch, recovery depends on the beneficiary bank. If the IFSC is invalid, the payment will usually be rejected and credited back. Keep transaction details and timestamps handy.